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Islamic fintech: accelerating the financial inclusion agenda in Malaysia

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Date
2023
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Abstract
Financial technology (fintech) refers to the application of technology-software, algorithms and even hardware-to traditional financial services to save time, optimise cost, and enhance efficiency and user experience. Fintech applications, which include digital payment, internet and mobile banking, peer-to-peer (P2P) financing, equity crowdfunding (ECF), robo-advisory, digital asset exchanges, insuretech, and e-services have provided innovative solutions to various stakeholders, either the surplus units (i.e., investors who have excess funds) or deficit units (i.e., parties who need funds). Islamic fintech, on the other hand, refers to the use of technology to deliver financial services and solutions that comply with the Shariah principles and requirements, promote the well-being of mankind, and integrate ethical elements to attain fairness and justice.
Keywords
Islamic fintech , Malaysia
Citation
Muhammad, M. (2023). Islamic fintech: accelerating the financial inclusion agenda in Malaysia. Nomura Journal of Asian Capital Market, 8(1), 11-17.
Publisher
Nomura Foundation
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