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Islamic banking stability, efficiency and growth: the market discipline of Islamic term deposits investment accounts

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dc.contributor.authorSharezan Abd Rahman
dc.contributor.supervisorMansor H. Ibrahim
dc.contributor.supervisorZulkarnain Muhamad Sori
dc.date.accessioned2018-01-11T08:22:33Z
dc.date.available2018-01-11T08:22:33Z
dc.date.issued2017
dc.description.abstractThis research empirically investigates the role of profit sharing investment accounts in providing market discipline and the extent to which PSIA influences Islamic banks' stability, efficiency and financing growth, thus complementing government supervision and regulation of Islamic banks. Data from 48 Islamic banks from 13 countries in different regions over the period 2007 to 2014 were collected. A two-step system generalized method of moments (GMM) was applied to estimate the equations. The fixed and random effects and the two-step difference GMM were also applied for comparison purposes. The empirical results do support the view that PSIA is able to influence the Islamic banks’ prudent behaviour, and provide evidence that PSIA is an effective instrument of market discipline. PSIA was found to be able to reduce credit risk of Islamic banks and influence their financial health by maintaining adequate capitalization. The study further finds evidence to support that PSIA is able to provide discipline and influence Islamic banks’ cost management and a boost to their financing growth. PSIA not only improves banks’ market discipline by directly reducing non-performing loans but also influences reduction of cost to income ratio, improving the Islamic banks’ efficiency.en_US
dc.identifier.citationAbd Rahman, S. (2017). Islamic banking stability, efficiency and growth: the market discipline of Islamic term deposits investment accounts (Doctoral dissertation). INCEIF, Kuala Lumpur. Retrieved from https://ikr.inceif.org/handle/INCEIF/2772en_US
dc.identifier.urihttps://ikr.inceif.org/handle/INCEIF/2772
dc.languageEnglish
dc.language.isoengen_US
dc.publisherINCEIFen_US
dc.rights2017. INCEIF
dc.sourceGS
dc.subjectProfit sharing investment accounts (PSIA)en_US
dc.subjectMarket disciplineen_US
dc.subjectIslamic bankingen_US
dc.titleIslamic banking stability, efficiency and growth: the market discipline of Islamic term deposits investment accountsen_US
dc.typePhDen_US
dlc.maintopicIslamic accountingen_US
dspace.entity.typePublication
ikr.doctypeTheses
ikr.licenseAvailable in physical copy and downloadable format (Call Number: t HF 5686 P225 S531)
ikr.topic.maintopicIslamic accountingen_US
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relation.isAuthorOfPublication6db6c13d-0845-4828-add4-5ebe0bba4e3e
relation.isAuthorOfPublicationa45f0c66-a9b7-4f24-b073-1c875276163a
relation.isAuthorOfPublicationa45f0c66-a9b7-4f24-b073-1c875276163a
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