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Causality of personal bankruptcy in Malaysia

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dc.contributor.authorEaw Hooi Cheng
dc.contributor.authorKok Wei Khong
dc.contributor.authorUsha Rajagopalan
dc.contributor.authorBaharom Abdul Hamid
dc.date.accessioned2016-06-06
dc.date.accessioned2016-07-25T17:23:03Z
dc.date.available2016-06-06
dc.date.available2016-07-25T17:23:03Z
dc.date.disclosure2016-06-06
dc.date.issued2014
dc.description.abstractThe Insolvency department (MdI) statistical releases indicate total bankruptcy cases as at September 2013 is 251,209 bankrupt filed (The Star, 2013) and recent bankruptcy record exhibits that the declared bankrupt cases are getting younger as comparing to past years record which worries by Bank Negara. The increase in personal bankruptcy case reflects erosion in credit evaluation process and this has lead the banks to be cautious and to tighten their lending process and loan approval. The purpose of this research study is to examine the causality factors towards personal bankruptcy in Malaysia. The concept of financial numeracy has emerged recently in personal financial management to explain the antecedents and consequences of financial numeracy. The result found significant on the mediation factors on financial numeracy and financial management outcome effects towards personal bankruptcy. Hence, the mediation outcome also found support on this research proposed theoretical framework
dc.identifier.citationEaw, Hooi Cheng and Kok, Wei Khong and Rajagopalan, Usha and Abdul Hamid, Baharom. (2014, November 1-2). Causality of personal bankruptcy in Malaysia. Paper presented at International Conference on Emerging Trends in Scientific Research (ICETSR) 2014, Pearl International Hotel, Kuala Lumpur, Malaysia.
dc.identifier.isbn9789699347160
dc.identifier.urihttps://ikr.inceif.org/handle/INCEIF/1195
dc.languageEnglish
dc.language.isoeng
dc.sourceCRP
dc.subjectPersonal bankruptcy
dc.subjectFinancial numeracy
dc.subjectFinancial experience
dc.titleCausality of personal bankruptcy in Malaysia
dc.typeAcademic Proceeding
dlc.maintopicConventional finance
dlc.subtopicEconomics
dspace.entity.typePublication
ikr.doctypeScholarly Works
ikr.topic.maintopicConventional finance
ikr.topic.subtopicConventional finance
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relation.isAuthorOfPublication.latestForDiscovery219f93a8-b38f-400c-981f-6a7162e44a2f
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