Browsing by Topic Islamic microfinance

Jump to: 0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
or enter first few letters:  
Showing results 16 to 22 of 22
  • qard_hasan_financing_islamic_banks_seyedkazm.pdf.jpg
  • Journal Article


  • Authors: Sadr, Seyed Kazem (2014)

  • Qard hasan—commonly defined as an interest-free loan—is a benevolent economic behaviour, an outlet for the placement of savings, an instrument of finance and an institution for bona fide lending. Having such versatile attributes, it is distinguishable from other charitable financial activities such as waqf (endowments) and infaq (spending in the way of Allah) as well as other modes of finance used in Islamic financial institutions. The purpose of this paper is to present the alternative prospects of this Islamic instrument and to provide an explanation for each form of its application. Applying Tobin’s (1958) Portfolio Theorem, the paper explains why people extend loans to others with...

  • qardul_hasan_and_microfinancing.pdf.jpg
  • Chapter in Book


  • Authors: Sadr, Seyed Kazem; Torabi, Omid (2015)

  • Eight years have passed since 2005, the year that was labelled as that of micro finance by the United Nations to reflect the importance of financial inclusion of the poor and enforcement of policies that attain thic objective. The labelling of the microfinance year implied the recognition of the fact that conventional financial institutions have globally failed to include poor and vulnerable families for their financial services.

  • Religion_of_Islam_and_microfinance_ashraful_mansur_syed othman.pdf.jpg
  • Journal Article


  • Authors: Mobin, Mohammad Ashraful; Mohammed Masih, Abul Mansur; Alhabshi, Syed Othman (2017)

  • This study is the initial attempt to investigate first whether microfinance institutions (MFIs) perform differently in the OIC countries where Islam is the prevailing religion and second, how Islamic microfinance institutions are different (if any) from the conventional MFIs. To accomplish these objectives, we employ a dynamic difference and system-generalized method of moments estimators. Our findings tend to indicate that there are significant differences in the way Islamic MFIs performed and operated as compared to that of the conventional MFIs in certain regions. However, in other regions, there were no significant differences in operation and performance between the Islamic MFIs ...

  • Religiosity_and_threshold_effect_in_social_and_financial_performance_Ashraful_Syed_Othman_Abul_Mansur.pdf.jpg
  • Academic Proceeding


  • Authors: Mobin, Mohammad Ashraful; Alhabshi, Syed Othman; Mohammed Masih, Abul Mansur (2015)

  • The commercialization process and over-emphasis on sustainability apparently improve micro finance Institutions financial performance and the scale in terms of total number of borrowers and average loan size. Whether focusing on financial sustainability is necessarily at the sacrifice of serving less poor clients? Social and finance performance of MFIs depend on the belief and culture of the participant of the society? The inconsistent results of previous studies implicate that linear regressions may be insufficient to explain the sustainability-outreach linkage because of potential non-linear relationship between financial sustainability and average loan size. To solve this puzzle th...

  • IFHubEd4_risk_sharing_microfinance_solutions_ebaad.pdf.jpg
  • Newsletter & Bulletin


  • Authors: Momin, Ebaad; Ahsan, Zainab (2017)

  • While most approaches to poverty alleviation and addressing unemployement are linked to the discourse on economic "growth", it is observed that populations within rapidly growing economies, such as these of China and India, are not receiving any direct benefits from the same and may not for some decades to come. Since manufacturing-led economic growth takes place in urban areas, rural areas, in particular, are typically left behind. Microfinance is one approach to this problem of unevenly distributed wealth creation. Help the rural poor directly instead of waiting for the benefits of economic growth to reach them decades later.

  • Role_of_Islamic_microfinance_institution_in_poverty_alleviation_Quraisy_Shaikh_Syed Othman.pdf.jpg
  • Academic Proceeding


  • Authors: Quraisy, Muhammad; Alhabshi, Syed Othman; Shaikh Abdul Razak, Shaikh Hamzah (2017)

  • All human beings in this world deserve a better physical and social well-being particularly the quality of life. By having proper quality of life, the advancement of individual's physical and mental aspect can be assured. As such, the chronic social disease called poverty must be expelled. In Indonesia, Islamic Financial Cooperative which is known as Baitul Maal wat Tamwil (BMT) has been influential in alleviating poverty by providing financing access and social development programs to the poor, low income and the un-bankable. This paper purports to show that Islamic Microfinance Institution (IsMFI) particularly BMT has contributed towards poverty alleviation as well as enhancement of...

  • PhD_Role_of_Islamic_microfinance_institutions_in_empowering_the_poor_in_Indonesia_Muhammad_Quraisy.pdf.jpg
  • PhD


  • Authors: Quraisy, Muhammad (2017)

  • All the human beings in this world deserve to have a better quality of life. In order to achieve the noble notion, the chronic social disease called poverty must be expelled. It is a multidimensional phenomenon that has defied the social, economic and political landscape of every nation and society in various parts of the world. Thus, there is an urgent need to combat poverty and empowering the poor in order to develop both the physical and social well-being as well as to enhance the quality life of the people. One of the effective and powerful tools to combat poverty is by providing microfinance access to the poor ... Available in physical copy and downloadable format (Call Number...

Browsing by Topic Islamic microfinance

Jump to: 0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
or enter first few letters:  
Showing results 16 to 22 of 22
  • qard_hasan_financing_islamic_banks_seyedkazm.pdf.jpg
  • Journal Article


  • Authors: Sadr, Seyed Kazem (2014)

  • Qard hasan—commonly defined as an interest-free loan—is a benevolent economic behaviour, an outlet for the placement of savings, an instrument of finance and an institution for bona fide lending. Having such versatile attributes, it is distinguishable from other charitable financial activities such as waqf (endowments) and infaq (spending in the way of Allah) as well as other modes of finance used in Islamic financial institutions. The purpose of this paper is to present the alternative prospects of this Islamic instrument and to provide an explanation for each form of its application. Applying Tobin’s (1958) Portfolio Theorem, the paper explains why people extend loans to others with...

  • qardul_hasan_and_microfinancing.pdf.jpg
  • Chapter in Book


  • Authors: Sadr, Seyed Kazem; Torabi, Omid (2015)

  • Eight years have passed since 2005, the year that was labelled as that of micro finance by the United Nations to reflect the importance of financial inclusion of the poor and enforcement of policies that attain thic objective. The labelling of the microfinance year implied the recognition of the fact that conventional financial institutions have globally failed to include poor and vulnerable families for their financial services.

  • Religion_of_Islam_and_microfinance_ashraful_mansur_syed othman.pdf.jpg
  • Journal Article


  • Authors: Mobin, Mohammad Ashraful; Mohammed Masih, Abul Mansur; Alhabshi, Syed Othman (2017)

  • This study is the initial attempt to investigate first whether microfinance institutions (MFIs) perform differently in the OIC countries where Islam is the prevailing religion and second, how Islamic microfinance institutions are different (if any) from the conventional MFIs. To accomplish these objectives, we employ a dynamic difference and system-generalized method of moments estimators. Our findings tend to indicate that there are significant differences in the way Islamic MFIs performed and operated as compared to that of the conventional MFIs in certain regions. However, in other regions, there were no significant differences in operation and performance between the Islamic MFIs ...

  • Religiosity_and_threshold_effect_in_social_and_financial_performance_Ashraful_Syed_Othman_Abul_Mansur.pdf.jpg
  • Academic Proceeding


  • Authors: Mobin, Mohammad Ashraful; Alhabshi, Syed Othman; Mohammed Masih, Abul Mansur (2015)

  • The commercialization process and over-emphasis on sustainability apparently improve micro finance Institutions financial performance and the scale in terms of total number of borrowers and average loan size. Whether focusing on financial sustainability is necessarily at the sacrifice of serving less poor clients? Social and finance performance of MFIs depend on the belief and culture of the participant of the society? The inconsistent results of previous studies implicate that linear regressions may be insufficient to explain the sustainability-outreach linkage because of potential non-linear relationship between financial sustainability and average loan size. To solve this puzzle th...

  • IFHubEd4_risk_sharing_microfinance_solutions_ebaad.pdf.jpg
  • Newsletter & Bulletin


  • Authors: Momin, Ebaad; Ahsan, Zainab (2017)

  • While most approaches to poverty alleviation and addressing unemployement are linked to the discourse on economic "growth", it is observed that populations within rapidly growing economies, such as these of China and India, are not receiving any direct benefits from the same and may not for some decades to come. Since manufacturing-led economic growth takes place in urban areas, rural areas, in particular, are typically left behind. Microfinance is one approach to this problem of unevenly distributed wealth creation. Help the rural poor directly instead of waiting for the benefits of economic growth to reach them decades later.

  • Role_of_Islamic_microfinance_institution_in_poverty_alleviation_Quraisy_Shaikh_Syed Othman.pdf.jpg
  • Academic Proceeding


  • Authors: Quraisy, Muhammad; Alhabshi, Syed Othman; Shaikh Abdul Razak, Shaikh Hamzah (2017)

  • All human beings in this world deserve a better physical and social well-being particularly the quality of life. By having proper quality of life, the advancement of individual's physical and mental aspect can be assured. As such, the chronic social disease called poverty must be expelled. In Indonesia, Islamic Financial Cooperative which is known as Baitul Maal wat Tamwil (BMT) has been influential in alleviating poverty by providing financing access and social development programs to the poor, low income and the un-bankable. This paper purports to show that Islamic Microfinance Institution (IsMFI) particularly BMT has contributed towards poverty alleviation as well as enhancement of...

  • PhD_Role_of_Islamic_microfinance_institutions_in_empowering_the_poor_in_Indonesia_Muhammad_Quraisy.pdf.jpg
  • PhD


  • Authors: Quraisy, Muhammad (2017)

  • All the human beings in this world deserve to have a better quality of life. In order to achieve the noble notion, the chronic social disease called poverty must be expelled. It is a multidimensional phenomenon that has defied the social, economic and political landscape of every nation and society in various parts of the world. Thus, there is an urgent need to combat poverty and empowering the poor in order to develop both the physical and social well-being as well as to enhance the quality life of the people. One of the effective and powerful tools to combat poverty is by providing microfinance access to the poor ... Available in physical copy and downloadable format (Call Number...