Browsing by Topic Takaful

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Showing results 11 to 20 of 40
  • 2013_mar_5_factors_influencing_the_penetration_rate_of_malaysian_takaful_industry_from_managers_perspective_slides_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Mohamed, Omaima Eltahir Babikir; Alhabshi, Syed Othman; Sharif, Kamaruddin (2013-03-04)

  • The first takaful company was established in Sudan in 1979. It was no until six years laters that the first takaful company was established in Malaysia, which is Syarikat Takaful Malaysia after the promulgation of the Takaful Act in 1984. Malaysia has emerged as the largest Takaful market in South East Asia and the second largest after Saudi Arabia with a contribution of US$ 0.9 billion in 2008. (Ernst and Young World Takaful Report, 2010).

  • Factors_influencing_the_penetration_rate_of_Malaysian_takaful_industry_Omaima_Syed Othman.pdf.jpg
  • Journal Article


  • Authors: Mohamed, Omaima Eltahir Babikir; Alhabshi, Syed Othman; Sharif, Kamaruddin (2015)

  • This paper sought to find the factors influencing Takaful market penetration based on the experience of managers of Takaful operators. Twenty (20) Takaful managers were randomly selected and interviewed. The method of analysis employed is The Thematic Analysis. The interviewees pointed out the factors that deter the public from participating in Takaful could be listed as follows: the lack of public awareness in the advantages of Takaful over insurance products, the limited range of product varieties, the shortage of relevant expertise to explain Takaful products, the need to improve the distribution channels and marketing strategies. The paper also suggested several ways of improving ...

  • factors_influencing_penetration_rate_malaysian_takaful_soal_2013.pdf.jpg
  • Academic Proceeding


  • Authors: Mohamed, Omaima Eltahir Babikir; Alhabshi, Syed Othman; Sharif, Kamaruddin (2013)

  • The Malaysian Takaful industry has experienced encouraging growth since its inception in 1985. Annual growth rate of the industry has been estimated to be around 20%. Despite such impressive rate of growth, it is believed that the market penetration of Takaful is still low. This paper seeks to find the factors influencing Takaful market penetration based on the experience of managers of Takaful operators. Twenty (20) Takaful managers were randomly selected and interviewed. The interviewees pointed out the factors that deter the public from participating in Takaful could be listed as follows: the lack of public awareness in the advantages of Takaful over insurance products, the limited...

  • 2009_oct_21_financial_and_economic_turmoil_opportunities_for_retakaful_as_a_viable_alternative_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2009-10-21)

  • It is exactly a decade after the East-Asian Financial crisis of 1997-98 that the world is saddled with yet a much bigger and deeper financial and economic turmoil. The East-Asian Financial crisis was mainly due to the serious structural weaknesses of the East Asian economies where rapid economic growth for over seven years was not supported by genuine growth engine. Rather it was fuelled by rapid monetary growth, current account deficits, negative Savings-Investment gaps and short term capital inflows. The vulnerability was further enhanced by overvalued exchange rate and reduction in foreign capital inflow.

  • IFHubEd6_financial_performance_general_takaful_companies_mazhar.pdf.jpg
  • Newsletter & Bulletin


  • Authors: Kantakji, Mazhar (2017)

  • Since its inception in 1979, the takaful industry has rapidly grown particularly in Muslim regions, namely the Middle East, North Africa and South East Asia. Presently, its double-digit growth rate continues though at a decremental rate. Quite the reverse, other components of the Islamic financial system (i.e. Islamic banking and Islamic capital market) maintain an incremental growth trend. In terms of Islamic financial assets, Islamic banking comes first in terms of both size and growth whilst takaful lags behind. Theoretically, within this system, general takaful products are complementary to the Islamic banking debt-based financing products that constitute the major share of Islami...

  • PhD_Financial_performance_profitability_and_wakalah_fees_of_general_takaful_companies_Mazhar_Hallak.pdf.jpg
  • PhD


  • Authors: Kantakji, Mazhar Hallak (2017)

  • This study identifies the internal and external factors affecting the investment performance, profitability and wakalah fees of general takaful companies operating in Saudi Arabia, Malaysia, UAE, Qatar and Pakistan using an unbalanced panel data set of consisting of 53 companies. Two investment performance measures, namely net investment income and investment yield, are utilized to capture different aspects of the takaful investment operations. Profitability is measured by the profit before tax of takaful companies ... Available in physical copy and downloadable format (Call Number: t HG 8051 K16)

  • impact_wakalah_system_performance_takaful_business_malaysia_saiful.pdf.jpg
  • Journal Article


  • Authors: Annuar, Hairul Azlan; Rosly, Saiful Azhar; Abdul Rashid, Hafiz Majdi (2006)

  • Marketing takaful products does not imply exploiting the religious factor alone. Equally important is the distribution channel. As a marketing tool the agency system is vital. Insurance agents who sell policies are not employees to the insurance operators. They work on commission basis and thus, motivated by the volume of sales made. By using agents, insurance companies can cut overhead costs and help expand markets without using or setting up new costly subsidiaries. The first Takaful operator in Malaysia, Syarikat Takaful Malaysia Berhad (STMB) did not use the agency system. STMB says that it is against the Shari[ah law to apply the contract of Agency (al Wakalah) in the takaful bus...

  • 2013_jun_19_insights_into_malaysian_family_takaful_market_the_scope_for_growth_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2013-06-19)

  • 12 takaful operators providing family takaful products. Total contribution is around RM 4.2 billions. Average growth rate is around 22%. The market will double every five years. Only slightly more than half (54%) of the population have either life insurance or family takaful. Family takaful penetration is still low at 11%.

  • low_market_penetration_takaful_among_Malaysians_non-takaful_customer's_perspective_soal.pdf.jpg
  • Journal Article


  • Authors: Mohamed, Omaima Eltahir Babikir; Alhabshi, Syed Othman (2015)

  • The Malaysian Takaful industry has experienced encouraging growth sinceits commencement in 1985. Annual growth rate of the industry has beenestimated at 20%. Despitethis rapid rate of growth the rate of penetration isstill not impressive. This paper seeks to find the reasons for this relativelylow penetration rate of the Takaful industry among Malaysians from the perspective of Malaysians who do not participate in the Takaful industry.The method employed to achieve the objective of this paper was the surveymethod; Data analysed using Logistic Regression Model (LR).This research finds that marketing, is a robust predictor of Takaful demand, as 50% of the respondents have not been appro...

Browsing by Topic Takaful

Jump to: 0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
or enter first few letters:  
Showing results 11 to 20 of 40
  • 2013_mar_5_factors_influencing_the_penetration_rate_of_malaysian_takaful_industry_from_managers_perspective_slides_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Mohamed, Omaima Eltahir Babikir; Alhabshi, Syed Othman; Sharif, Kamaruddin (2013-03-04)

  • The first takaful company was established in Sudan in 1979. It was no until six years laters that the first takaful company was established in Malaysia, which is Syarikat Takaful Malaysia after the promulgation of the Takaful Act in 1984. Malaysia has emerged as the largest Takaful market in South East Asia and the second largest after Saudi Arabia with a contribution of US$ 0.9 billion in 2008. (Ernst and Young World Takaful Report, 2010).

  • Factors_influencing_the_penetration_rate_of_Malaysian_takaful_industry_Omaima_Syed Othman.pdf.jpg
  • Journal Article


  • Authors: Mohamed, Omaima Eltahir Babikir; Alhabshi, Syed Othman; Sharif, Kamaruddin (2015)

  • This paper sought to find the factors influencing Takaful market penetration based on the experience of managers of Takaful operators. Twenty (20) Takaful managers were randomly selected and interviewed. The method of analysis employed is The Thematic Analysis. The interviewees pointed out the factors that deter the public from participating in Takaful could be listed as follows: the lack of public awareness in the advantages of Takaful over insurance products, the limited range of product varieties, the shortage of relevant expertise to explain Takaful products, the need to improve the distribution channels and marketing strategies. The paper also suggested several ways of improving ...

  • factors_influencing_penetration_rate_malaysian_takaful_soal_2013.pdf.jpg
  • Academic Proceeding


  • Authors: Mohamed, Omaima Eltahir Babikir; Alhabshi, Syed Othman; Sharif, Kamaruddin (2013)

  • The Malaysian Takaful industry has experienced encouraging growth since its inception in 1985. Annual growth rate of the industry has been estimated to be around 20%. Despite such impressive rate of growth, it is believed that the market penetration of Takaful is still low. This paper seeks to find the factors influencing Takaful market penetration based on the experience of managers of Takaful operators. Twenty (20) Takaful managers were randomly selected and interviewed. The interviewees pointed out the factors that deter the public from participating in Takaful could be listed as follows: the lack of public awareness in the advantages of Takaful over insurance products, the limited...

  • 2009_oct_21_financial_and_economic_turmoil_opportunities_for_retakaful_as_a_viable_alternative_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2009-10-21)

  • It is exactly a decade after the East-Asian Financial crisis of 1997-98 that the world is saddled with yet a much bigger and deeper financial and economic turmoil. The East-Asian Financial crisis was mainly due to the serious structural weaknesses of the East Asian economies where rapid economic growth for over seven years was not supported by genuine growth engine. Rather it was fuelled by rapid monetary growth, current account deficits, negative Savings-Investment gaps and short term capital inflows. The vulnerability was further enhanced by overvalued exchange rate and reduction in foreign capital inflow.

  • IFHubEd6_financial_performance_general_takaful_companies_mazhar.pdf.jpg
  • Newsletter & Bulletin


  • Authors: Kantakji, Mazhar (2017)

  • Since its inception in 1979, the takaful industry has rapidly grown particularly in Muslim regions, namely the Middle East, North Africa and South East Asia. Presently, its double-digit growth rate continues though at a decremental rate. Quite the reverse, other components of the Islamic financial system (i.e. Islamic banking and Islamic capital market) maintain an incremental growth trend. In terms of Islamic financial assets, Islamic banking comes first in terms of both size and growth whilst takaful lags behind. Theoretically, within this system, general takaful products are complementary to the Islamic banking debt-based financing products that constitute the major share of Islami...

  • PhD_Financial_performance_profitability_and_wakalah_fees_of_general_takaful_companies_Mazhar_Hallak.pdf.jpg
  • PhD


  • Authors: Kantakji, Mazhar Hallak (2017)

  • This study identifies the internal and external factors affecting the investment performance, profitability and wakalah fees of general takaful companies operating in Saudi Arabia, Malaysia, UAE, Qatar and Pakistan using an unbalanced panel data set of consisting of 53 companies. Two investment performance measures, namely net investment income and investment yield, are utilized to capture different aspects of the takaful investment operations. Profitability is measured by the profit before tax of takaful companies ... Available in physical copy and downloadable format (Call Number: t HG 8051 K16)

  • impact_wakalah_system_performance_takaful_business_malaysia_saiful.pdf.jpg
  • Journal Article


  • Authors: Annuar, Hairul Azlan; Rosly, Saiful Azhar; Abdul Rashid, Hafiz Majdi (2006)

  • Marketing takaful products does not imply exploiting the religious factor alone. Equally important is the distribution channel. As a marketing tool the agency system is vital. Insurance agents who sell policies are not employees to the insurance operators. They work on commission basis and thus, motivated by the volume of sales made. By using agents, insurance companies can cut overhead costs and help expand markets without using or setting up new costly subsidiaries. The first Takaful operator in Malaysia, Syarikat Takaful Malaysia Berhad (STMB) did not use the agency system. STMB says that it is against the Shari[ah law to apply the contract of Agency (al Wakalah) in the takaful bus...

  • 2013_jun_19_insights_into_malaysian_family_takaful_market_the_scope_for_growth_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2013-06-19)

  • 12 takaful operators providing family takaful products. Total contribution is around RM 4.2 billions. Average growth rate is around 22%. The market will double every five years. Only slightly more than half (54%) of the population have either life insurance or family takaful. Family takaful penetration is still low at 11%.

  • low_market_penetration_takaful_among_Malaysians_non-takaful_customer's_perspective_soal.pdf.jpg
  • Journal Article


  • Authors: Mohamed, Omaima Eltahir Babikir; Alhabshi, Syed Othman (2015)

  • The Malaysian Takaful industry has experienced encouraging growth sinceits commencement in 1985. Annual growth rate of the industry has beenestimated at 20%. Despitethis rapid rate of growth the rate of penetration isstill not impressive. This paper seeks to find the reasons for this relativelylow penetration rate of the Takaful industry among Malaysians from the perspective of Malaysians who do not participate in the Takaful industry.The method employed to achieve the objective of this paper was the surveymethod; Data analysed using Logistic Regression Model (LR).This research finds that marketing, is a robust predictor of Takaful demand, as 50% of the respondents have not been appro...