Browsing by Topic Islamic banking

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Showing results 149 to 158 of 164
  • tawarruq_product_financing_Islamic_banking_system_muneeza.pdf.jpg
  • Journal Article


  • Authors: Ahmad, Ellida Fauziah; Shihama, Mariyam; Mohamad Tarmizi, NurSulaim Ashikin; Jibril, Saidu Mudi; Djama, Samia Ibrahim; Muneeza, Aishath (2017)

  • Many discussions and studies have taken place regarding the permissibility of Tawarruq and 'Inah transactions. While Tawarruq is widely used in Malaysia and around the globe 'Inah has been declined by many Islamic banks operating in many jurisdictions. The purpose of this paper is to study the application of Tawarruq in the Malaysian Islamic banking system. For this purpose the paper will discuss the permissibility of Tawarruq transactions from viewpoint of classical and contemporary scholars and its application in other countries. The methodology used to conduct the study was qualitative; hence the data was collected from various documents and studies conducted by scholars. For this ...

  • assets_liabilities_ gap_management_conventional_islamic_banks_organization_islamic_cooperation_(oic)_countries_shamser.pdf.jpg
  • Journal Article


  • Authors: Poi, Hun Sun; Hassan, M. Kabir; Hassan, Taufiq; Ramadili Mohd, Shamsher Mohamad (2014)

  • This article focuses on the short- and long-term assets and liabilities gap and the determinants of net interest/profit margins of both conventional banks and Islamic banks in the Organization of Islamic Cooperation countries over the period from 1997 to 2010. The results show that both conventional and Islamic banks have negative short-term gaps and positive long-term gaps. These indicate that banks use short-term deposits and funding to finance long-term loans, advances and investments, taking into consideration refinancing and reinvestment risks. The findings also show that operating cost is a significant determinant of bank margins and important factor to improve quality of manage...

  • determinants_profitability_islamic_banks_cross-sectional_study_asia_africa_eskandar_chowdhury.pdf.jpg
  • Journal Article


  • Authors: Chowdhury, Mohammad Ashraful Ferdous; Mohd Rasid, Mohamed Eskandar Shah (2015)

  • Studies on Islamic banks' profitability are important towards improving performance, evaluating bank operations and determining management plan to survive in competitive markets. The present study seeks to fill a gap by providing new empirical evidence on the factors that influence the profitability of the Islamic banks. The ordinary least square method is employed using annual data of 2013 on 44 Islamic banks from Asian and African region. The findings reveal that bank-specific factors such as the operating efficiency ratio are negatively and statistically significant to the profitability of the Islamic banks, while equity financing is positive and statistically significant to the pr...

  • development of islamic finance in the gulf cooperation council states_rodney.pdf.jpg
  • Chapter in Book


  • Authors: Wilson, Rodney (2012)

  • The Gulf Cooperation Council (GCC) is at the heart of Islamic world, with the two holiest shrines under the guardianship of Saudi Arabia, a kingdom that prides itself on being governed under shariah law. It might therefore be expected that the GCC states would be at the centre of the rapidly expanding Islamic finance industry, which encompasses retail and investment banking, insurance, fund management and the issuance and trading of shariah-compliant securities known as sukuk. The study appraises the extent of Islamic banking and financial development in the GCC. Available in physical copy only (Call Number: DS 201.2 T772)

  • impact_nominal_gdp_inflation_financial_performance_islamic_banks_malaysia_shaikh.pdf.jpg
  • Journal Article


  • Authors: Siew, Chun Hong; Shaikh Abdul Razak, Shaikh Hamzah (2015)

  • The aim of this paper is to analyse the financial performance of Islamic banks in Malaysia measured using ratio analysis of profitability, liquidity, credit risk and impaired financing performance. The study also includes determining the impact of nominal Gross Domestic Product (GDP) and inflation rates on the variables of profitability, liquidity, credit risk and impaired financing performance during the period spanning from year 2007 to year 2011. The result of regression shows that nominal GDP has significant impact on macroeconomic variables such as return on average asset, liquidity ratio and equity to net loans. Therefore, there areonly certain macroeconomic vari...

  • role_management_commercial_waqf_properties_corresponding_generated_revenues_sadr_souri.pdf.jpg
  • Journal Article


  • Authors: Sadr, Seyed Kazem; Souri, Hojjatullah (2010)

  • This paper pursues two goals. At first, it uses an unrestricted error correction model (UECM) and the bounds testing approach proposed by Pesaran, Shin, and Smith (2001) to study the short- and long-run effects of bank credit on inflation in Iran, a country with some history of interest-free banking system. Secondly, we examine how institutional and cultural changes resulted from bank nationalization and the implementation of interest-free banking have affected price level movement in Iran. The approach we have used in this paper is capable of testing the existence of long run relations regardless of whether the underlying variables are stationary, integrated, or mutually cointegrated...

  • the_role_of_the_central_bank.pdf.jpg
  • Chapter in Book


  • Authors: Ramadili Mohd, Shamsher Mohamad; Promwichit, Veelaiporn (2014)

  • Islamic banks in Malaysia have been growing rapidly since their debut in 1983, and are now an important component in the economy and financial system, which aims to become a major international Islamic finance hub. The policies, regulations and activities proposed and implemented by the Bank Negara Malaysia (BNM, the central bank) have significantly contributed to this development. It has been further enhanced by regulation of the Securities Commission. This chapter provides an overview of the role of BNM in regulating the Islamic banking industry in Malaysia.

  • unique_risk_exposures_Islamic_banks_capital_buffers_dynamic_panel_data_analysis_hassan.pdf.jpg
  • Journal Article


  • Authors: Daher, Hassan; Mohammed Masih, Abul Mansur; Ibrahim, Mansor H. (2015)

  • The growing relevance of Islamic banking from a prudential perspective warrants the need to investigate the susceptibilities of Islamic banks’ capital buffers to unique risks emanating from their operating environments. We employ a panel model using two-step dynamic Generalized Method of Moments (GMM) on a data set comprising 128 conventional and Islamic banks. Our results tend to indicate privately owned Islamic banks, unlike their state owned counterparts, attempt to safeguard shareholders by independently mitigating the effects of displaced commercial risk through higher capital buffers. The relation between equity investment risk and bank capital buffers also seems to vary by regi...

  • theoretical_studies_in_islamic_banking_finance.pdf.jpg
  • Book


  • Authors: Khan, Mohsin S.; Mirakhor, Abbas (1987)

  • Islam proposes that the banking systems that operate on the basis of an ex ante fixed rate of interest be replaced by a profit-sharing system in which the rate of return to the financial resources is not known and is not fixed prior to the undertaking of the transaction. While in Islam interest is forbidden, trade and profits are permissible and in fact encouraged. The papers in this volume all address one or more of the basic questions at the theoretical level. They represents a start in the attempt to introduce rigor into the analysis of Islamic banking and finance, thereby clarifying the nature of the basic relationships underlying the system.

  • item.jpg
  • PhD


  • Authors: Mohamud, Amina Omar (2015)

  • A good financial sector is an important requirement in any country in achieving economic growth. Withour proper regulations, a financial sector will not be deemed productive. The Somalia Federal Government has identified the development of the banking sector as one of the six crucial factors for reviving the country's economy. Hence, the federal government has allocated more than $2.5 million to regulate this sector. The Central Bank of Somalia Act 2011 states that all the banks should comply with Shariah laws, as Somali society being one hundred percent Muslim. However, with the absence of any Islamic bank regulations in Somalia, it enables the country to develop or adopt any regulat...

Browsing by Topic Islamic banking

Jump to: 0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
or enter first few letters:  
Showing results 149 to 158 of 164
  • tawarruq_product_financing_Islamic_banking_system_muneeza.pdf.jpg
  • Journal Article


  • Authors: Ahmad, Ellida Fauziah; Shihama, Mariyam; Mohamad Tarmizi, NurSulaim Ashikin; Jibril, Saidu Mudi; Djama, Samia Ibrahim; Muneeza, Aishath (2017)

  • Many discussions and studies have taken place regarding the permissibility of Tawarruq and 'Inah transactions. While Tawarruq is widely used in Malaysia and around the globe 'Inah has been declined by many Islamic banks operating in many jurisdictions. The purpose of this paper is to study the application of Tawarruq in the Malaysian Islamic banking system. For this purpose the paper will discuss the permissibility of Tawarruq transactions from viewpoint of classical and contemporary scholars and its application in other countries. The methodology used to conduct the study was qualitative; hence the data was collected from various documents and studies conducted by scholars. For this ...

  • assets_liabilities_ gap_management_conventional_islamic_banks_organization_islamic_cooperation_(oic)_countries_shamser.pdf.jpg
  • Journal Article


  • Authors: Poi, Hun Sun; Hassan, M. Kabir; Hassan, Taufiq; Ramadili Mohd, Shamsher Mohamad (2014)

  • This article focuses on the short- and long-term assets and liabilities gap and the determinants of net interest/profit margins of both conventional banks and Islamic banks in the Organization of Islamic Cooperation countries over the period from 1997 to 2010. The results show that both conventional and Islamic banks have negative short-term gaps and positive long-term gaps. These indicate that banks use short-term deposits and funding to finance long-term loans, advances and investments, taking into consideration refinancing and reinvestment risks. The findings also show that operating cost is a significant determinant of bank margins and important factor to improve quality of manage...

  • determinants_profitability_islamic_banks_cross-sectional_study_asia_africa_eskandar_chowdhury.pdf.jpg
  • Journal Article


  • Authors: Chowdhury, Mohammad Ashraful Ferdous; Mohd Rasid, Mohamed Eskandar Shah (2015)

  • Studies on Islamic banks' profitability are important towards improving performance, evaluating bank operations and determining management plan to survive in competitive markets. The present study seeks to fill a gap by providing new empirical evidence on the factors that influence the profitability of the Islamic banks. The ordinary least square method is employed using annual data of 2013 on 44 Islamic banks from Asian and African region. The findings reveal that bank-specific factors such as the operating efficiency ratio are negatively and statistically significant to the profitability of the Islamic banks, while equity financing is positive and statistically significant to the pr...

  • development of islamic finance in the gulf cooperation council states_rodney.pdf.jpg
  • Chapter in Book


  • Authors: Wilson, Rodney (2012)

  • The Gulf Cooperation Council (GCC) is at the heart of Islamic world, with the two holiest shrines under the guardianship of Saudi Arabia, a kingdom that prides itself on being governed under shariah law. It might therefore be expected that the GCC states would be at the centre of the rapidly expanding Islamic finance industry, which encompasses retail and investment banking, insurance, fund management and the issuance and trading of shariah-compliant securities known as sukuk. The study appraises the extent of Islamic banking and financial development in the GCC. Available in physical copy only (Call Number: DS 201.2 T772)

  • impact_nominal_gdp_inflation_financial_performance_islamic_banks_malaysia_shaikh.pdf.jpg
  • Journal Article


  • Authors: Siew, Chun Hong; Shaikh Abdul Razak, Shaikh Hamzah (2015)

  • The aim of this paper is to analyse the financial performance of Islamic banks in Malaysia measured using ratio analysis of profitability, liquidity, credit risk and impaired financing performance. The study also includes determining the impact of nominal Gross Domestic Product (GDP) and inflation rates on the variables of profitability, liquidity, credit risk and impaired financing performance during the period spanning from year 2007 to year 2011. The result of regression shows that nominal GDP has significant impact on macroeconomic variables such as return on average asset, liquidity ratio and equity to net loans. Therefore, there areonly certain macroeconomic vari...

  • role_management_commercial_waqf_properties_corresponding_generated_revenues_sadr_souri.pdf.jpg
  • Journal Article


  • Authors: Sadr, Seyed Kazem; Souri, Hojjatullah (2010)

  • This paper pursues two goals. At first, it uses an unrestricted error correction model (UECM) and the bounds testing approach proposed by Pesaran, Shin, and Smith (2001) to study the short- and long-run effects of bank credit on inflation in Iran, a country with some history of interest-free banking system. Secondly, we examine how institutional and cultural changes resulted from bank nationalization and the implementation of interest-free banking have affected price level movement in Iran. The approach we have used in this paper is capable of testing the existence of long run relations regardless of whether the underlying variables are stationary, integrated, or mutually cointegrated...

  • the_role_of_the_central_bank.pdf.jpg
  • Chapter in Book


  • Authors: Ramadili Mohd, Shamsher Mohamad; Promwichit, Veelaiporn (2014)

  • Islamic banks in Malaysia have been growing rapidly since their debut in 1983, and are now an important component in the economy and financial system, which aims to become a major international Islamic finance hub. The policies, regulations and activities proposed and implemented by the Bank Negara Malaysia (BNM, the central bank) have significantly contributed to this development. It has been further enhanced by regulation of the Securities Commission. This chapter provides an overview of the role of BNM in regulating the Islamic banking industry in Malaysia.

  • unique_risk_exposures_Islamic_banks_capital_buffers_dynamic_panel_data_analysis_hassan.pdf.jpg
  • Journal Article


  • Authors: Daher, Hassan; Mohammed Masih, Abul Mansur; Ibrahim, Mansor H. (2015)

  • The growing relevance of Islamic banking from a prudential perspective warrants the need to investigate the susceptibilities of Islamic banks’ capital buffers to unique risks emanating from their operating environments. We employ a panel model using two-step dynamic Generalized Method of Moments (GMM) on a data set comprising 128 conventional and Islamic banks. Our results tend to indicate privately owned Islamic banks, unlike their state owned counterparts, attempt to safeguard shareholders by independently mitigating the effects of displaced commercial risk through higher capital buffers. The relation between equity investment risk and bank capital buffers also seems to vary by regi...

  • theoretical_studies_in_islamic_banking_finance.pdf.jpg
  • Book


  • Authors: Khan, Mohsin S.; Mirakhor, Abbas (1987)

  • Islam proposes that the banking systems that operate on the basis of an ex ante fixed rate of interest be replaced by a profit-sharing system in which the rate of return to the financial resources is not known and is not fixed prior to the undertaking of the transaction. While in Islam interest is forbidden, trade and profits are permissible and in fact encouraged. The papers in this volume all address one or more of the basic questions at the theoretical level. They represents a start in the attempt to introduce rigor into the analysis of Islamic banking and finance, thereby clarifying the nature of the basic relationships underlying the system.

  • item.jpg
  • PhD


  • Authors: Mohamud, Amina Omar (2015)

  • A good financial sector is an important requirement in any country in achieving economic growth. Withour proper regulations, a financial sector will not be deemed productive. The Somalia Federal Government has identified the development of the banking sector as one of the six crucial factors for reviving the country's economy. Hence, the federal government has allocated more than $2.5 million to regulate this sector. The Central Bank of Somalia Act 2011 states that all the banks should comply with Shariah laws, as Somali society being one hundred percent Muslim. However, with the absence of any Islamic bank regulations in Somalia, it enables the country to develop or adopt any regulat...