Browsing by Topic Islamic banking

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Showing results 136 to 145 of 196
  • PhD_A_new_regulatory_model_for_liquidity_management_of_Islamic_banks_Habib_Dolgun.pdf.jpg
  • PhD


  • Authors: Dolgun, Muhammed Habib (2017)

  • The main objective of this dissertation is to critically examine the factors that affect liquidity risk management of Islamic banks and then to develop an alternative regulatory framework appropriate for liquidity management of these banks. While there are several studies on the performance, growth, and efficiency of Islamic banks, empirical studies from the regulatory and supervisory perspectives are very limited. Primarily, this dissertation seeks to fill this gap by examining liquidity risk management of ...

  • PhD_Non_intermediation_activities_and_impacts_on_bank_performance_Mohsin_Ali.pdf.jpg
  • PhD


  • Authors: Ali, Mohsin (2017)

  • In the wake of increasing competition and financial deregulation, the traditional intermediation activities have been declining as proportion of total banking activities. Banks are left with no choice but to be more creative to survive in the market place. Therefore, banks have been attempting to offset this decline in profits with income generated from non-traditional / non-intermediation activities. After the recent global crisis, both Islamic and conventional banks in OIC countries have also shifted their business focus. This invites a thorough investigation into the impact of non-intermediation activities on bank performance as well as on the economic growth and volatility. In the...

  • PhD_oil_revenue_financial_development_role_institutions_Ruslan_Nagayev.pdf.jpg
  • PhD


  • Authors: Nagayev, Ruslan (2017)

  • Almost every second barrel of oil is produced in the OIC region. It is expected that the influx of oil revenue will help in developing the financial markets and the economies of these countries. So, the accelerated growth of Islamic financial industry at a double-digit rate annually has been attributed to the liquidity generated from the oil production. However, the recent adverse shocks emanating from the international oil market (quadruple drop in oil price) have cast scepticism about the sustainability of financial sectors in OIC oil-producing countries in general and the growth of Islamic banking industry, in particular. Slumping oil prices are expected to reduce the liquidity ......

  • paradox_struggle_between_Islamic_aishath.pdf.jpg
  • Journal Article


  • Authors: Muneeza, Aishath; Wisham, Ismail; Hassan, Rusni (2010)

  • Malaysia is a multi religious and a multi ethnic society with a plural legal structure. The banking system of country is essentially dual in nature and hence, there are two different sets of legal framework working simultaneously. Today, the Islamic Banking system which emerged in 1983 has levelled up to the conventional banking system which had rooted itself in the society a long time ago. Whether we believe it or not there are challenges and clashes at hand due to the existence of the dual system in the society and they need to be addressed properly, so that the clashes between these two types of banking system can be minimized. There are several quarrels between conventional and I...

  • paraphernalia_Islamic_banking_aishath.PDF.jpg
  • Journal Article


  • Authors: Hassan, Rusni; Muneeza, Aishath (2011)

  • Islamic banking is booming in the world today. Though Malaysia adopted Islamic banking in 1983, today it is the leader of this industry. The success of the Islamic banking industry depends on the nature and the behavior of the instruments utilised. Generally there are three kinds of instruments offered in an Islamic bank. They are debt based instruments, equity based instrument and lease based instrument. The most sizzling debate over the industry player is on finding out the types of instrument which are closer to the teachings of Shariah. The objective of this paper is to deliberate over this issue and to find out the reality about this.

  • Performance_of_Islamic_bank_and_mainstream_bank_in_Malaysia_saiful.pdf.jpg
  • Journal Article


  • Authors: Rosly, Saiful Azhar; Abu Bakar, Mohd Afandi (2003)

  • The study found that Islamic banking scheme (IBS) banks have recorded higher return on assets (ROA) as they are able to utilize existing overheads carried by mainstream banks. As this lowers their overhead expenses, it is found that the higher ROA ratio for IBS banks does not imply efficiency. It is also inconsistent with their relatively low asset utilization and investment margin ratios. This finding confirmed our contention that Islamic banking that thrives on interest-like products (credit finance) is less likely to outshine mainstream banks on efficiency terms. Although Islamic credit finance products may have complied with Shariah rules, their lack of ethical content is not expe...

  • performance of islamic banks and conventional banks.pdf.jpg
  • Chapter in Book


  • Authors: Ariff, Mohamed; Badar, Mohammad K.; Ramadili Mohd, Shamsher Mohamad; Hassan, Taufiq (2011)

  • In this chapter an attempt is made for the first time to assess the financial performance of Islamic banks and conventional banks by choosing a matched sample of banks to assess their financial performance across the world over a lenghty period. Islamic banking is based on replacing the pre-fixed-interest-based bank deposit-cum-lending activities with risk-sharing and profit-sharing principles advocated by Islam, which in turn appears to be consistent with the social norms of pre-modern societies prior to the rise of interest-based-fractioning banking in the last 200 years, which refers to the fractional-reserve banking from the close of the 18th century.

  • possibility_application_salam_Malaysian_Islamic_banking_system_aishath.PDF.jpg
  • Journal Article


  • Authors: Muneeza, Aishath (2011)

  • Islamic banking is flourishing in the world today. Malaysia is a leading country of it in the world. In Malaysia, there are various types of Islamic banking products used. However, salam has never been used as a mode of financing in the country, though it is utilised for sukuk or Islamic bond. Salam is an exceptional contract in Islamic law, which has been legalised to facilitate the people, especially the poor farmers. It has been stated here that Malaysia is an agricultural nation and farmers here are looking for modes to finance their productions and hence application of salam contract in Malaysia would be vital. However, the banks are hesitant to use this product due to risky fact...

  • possible_legal_framework_pioneer_Islamic_aishath.PDF.jpg
  • Journal Article


  • Authors: Wisham, Ismail; Muneeza, Aishath; Hassan, Rusni (2011)

  • The Maldives has been striving to pioneer Islamic banking for the past few years. For a starter, guidance from the emperor of Islamic banking would be indispensable. Malaysia is the emperor of it. Starting from 1983, it has been practicing Islamic banking up until now. Today, by gradually correcting the mistakes that has been made over the years, Malaysia has become the leading nation for Islamic banking. Malaysia is a multi-religious society, distinct from the Maldives. The point that should be noted here is that when Malaysia started Islamic banking, the only piece of banking legislation available in the country was one that supported the conventional banks. Hence it had to pave awa...

  • item.jpg
  • Journal Article


  • Authors: Muneeza, Aishath; Mustapha, Zakariya (2020)

  • The purpose of this paper is to explore the application of kafalah in the practice of Islamic banking in Malaysia generally and ascertain applicable rules governing the application under relevant legislations and Shariah. The study also aims to examine the legislations in the light of Shariah provisions governing kafalah and propose amendments. This is a qualitative research where primary data sources mainly legislations and secondary sources comprising of articles and books on the subject of kafalah were examined. It is an exploratory legal research that primarily focuses on library studies and adopts doctrinal approach for content analysis of data from the identified sources. Kafala...

Browsing by Topic Islamic banking

Jump to: 0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
or enter first few letters:  
Showing results 136 to 145 of 196
  • PhD_A_new_regulatory_model_for_liquidity_management_of_Islamic_banks_Habib_Dolgun.pdf.jpg
  • PhD


  • Authors: Dolgun, Muhammed Habib (2017)

  • The main objective of this dissertation is to critically examine the factors that affect liquidity risk management of Islamic banks and then to develop an alternative regulatory framework appropriate for liquidity management of these banks. While there are several studies on the performance, growth, and efficiency of Islamic banks, empirical studies from the regulatory and supervisory perspectives are very limited. Primarily, this dissertation seeks to fill this gap by examining liquidity risk management of ...

  • PhD_Non_intermediation_activities_and_impacts_on_bank_performance_Mohsin_Ali.pdf.jpg
  • PhD


  • Authors: Ali, Mohsin (2017)

  • In the wake of increasing competition and financial deregulation, the traditional intermediation activities have been declining as proportion of total banking activities. Banks are left with no choice but to be more creative to survive in the market place. Therefore, banks have been attempting to offset this decline in profits with income generated from non-traditional / non-intermediation activities. After the recent global crisis, both Islamic and conventional banks in OIC countries have also shifted their business focus. This invites a thorough investigation into the impact of non-intermediation activities on bank performance as well as on the economic growth and volatility. In the...

  • PhD_oil_revenue_financial_development_role_institutions_Ruslan_Nagayev.pdf.jpg
  • PhD


  • Authors: Nagayev, Ruslan (2017)

  • Almost every second barrel of oil is produced in the OIC region. It is expected that the influx of oil revenue will help in developing the financial markets and the economies of these countries. So, the accelerated growth of Islamic financial industry at a double-digit rate annually has been attributed to the liquidity generated from the oil production. However, the recent adverse shocks emanating from the international oil market (quadruple drop in oil price) have cast scepticism about the sustainability of financial sectors in OIC oil-producing countries in general and the growth of Islamic banking industry, in particular. Slumping oil prices are expected to reduce the liquidity ......

  • paradox_struggle_between_Islamic_aishath.pdf.jpg
  • Journal Article


  • Authors: Muneeza, Aishath; Wisham, Ismail; Hassan, Rusni (2010)

  • Malaysia is a multi religious and a multi ethnic society with a plural legal structure. The banking system of country is essentially dual in nature and hence, there are two different sets of legal framework working simultaneously. Today, the Islamic Banking system which emerged in 1983 has levelled up to the conventional banking system which had rooted itself in the society a long time ago. Whether we believe it or not there are challenges and clashes at hand due to the existence of the dual system in the society and they need to be addressed properly, so that the clashes between these two types of banking system can be minimized. There are several quarrels between conventional and I...

  • paraphernalia_Islamic_banking_aishath.PDF.jpg
  • Journal Article


  • Authors: Hassan, Rusni; Muneeza, Aishath (2011)

  • Islamic banking is booming in the world today. Though Malaysia adopted Islamic banking in 1983, today it is the leader of this industry. The success of the Islamic banking industry depends on the nature and the behavior of the instruments utilised. Generally there are three kinds of instruments offered in an Islamic bank. They are debt based instruments, equity based instrument and lease based instrument. The most sizzling debate over the industry player is on finding out the types of instrument which are closer to the teachings of Shariah. The objective of this paper is to deliberate over this issue and to find out the reality about this.

  • Performance_of_Islamic_bank_and_mainstream_bank_in_Malaysia_saiful.pdf.jpg
  • Journal Article


  • Authors: Rosly, Saiful Azhar; Abu Bakar, Mohd Afandi (2003)

  • The study found that Islamic banking scheme (IBS) banks have recorded higher return on assets (ROA) as they are able to utilize existing overheads carried by mainstream banks. As this lowers their overhead expenses, it is found that the higher ROA ratio for IBS banks does not imply efficiency. It is also inconsistent with their relatively low asset utilization and investment margin ratios. This finding confirmed our contention that Islamic banking that thrives on interest-like products (credit finance) is less likely to outshine mainstream banks on efficiency terms. Although Islamic credit finance products may have complied with Shariah rules, their lack of ethical content is not expe...

  • performance of islamic banks and conventional banks.pdf.jpg
  • Chapter in Book


  • Authors: Ariff, Mohamed; Badar, Mohammad K.; Ramadili Mohd, Shamsher Mohamad; Hassan, Taufiq (2011)

  • In this chapter an attempt is made for the first time to assess the financial performance of Islamic banks and conventional banks by choosing a matched sample of banks to assess their financial performance across the world over a lenghty period. Islamic banking is based on replacing the pre-fixed-interest-based bank deposit-cum-lending activities with risk-sharing and profit-sharing principles advocated by Islam, which in turn appears to be consistent with the social norms of pre-modern societies prior to the rise of interest-based-fractioning banking in the last 200 years, which refers to the fractional-reserve banking from the close of the 18th century.

  • possibility_application_salam_Malaysian_Islamic_banking_system_aishath.PDF.jpg
  • Journal Article


  • Authors: Muneeza, Aishath (2011)

  • Islamic banking is flourishing in the world today. Malaysia is a leading country of it in the world. In Malaysia, there are various types of Islamic banking products used. However, salam has never been used as a mode of financing in the country, though it is utilised for sukuk or Islamic bond. Salam is an exceptional contract in Islamic law, which has been legalised to facilitate the people, especially the poor farmers. It has been stated here that Malaysia is an agricultural nation and farmers here are looking for modes to finance their productions and hence application of salam contract in Malaysia would be vital. However, the banks are hesitant to use this product due to risky fact...

  • possible_legal_framework_pioneer_Islamic_aishath.PDF.jpg
  • Journal Article


  • Authors: Wisham, Ismail; Muneeza, Aishath; Hassan, Rusni (2011)

  • The Maldives has been striving to pioneer Islamic banking for the past few years. For a starter, guidance from the emperor of Islamic banking would be indispensable. Malaysia is the emperor of it. Starting from 1983, it has been practicing Islamic banking up until now. Today, by gradually correcting the mistakes that has been made over the years, Malaysia has become the leading nation for Islamic banking. Malaysia is a multi-religious society, distinct from the Maldives. The point that should be noted here is that when Malaysia started Islamic banking, the only piece of banking legislation available in the country was one that supported the conventional banks. Hence it had to pave awa...

  • item.jpg
  • Journal Article


  • Authors: Muneeza, Aishath; Mustapha, Zakariya (2020)

  • The purpose of this paper is to explore the application of kafalah in the practice of Islamic banking in Malaysia generally and ascertain applicable rules governing the application under relevant legislations and Shariah. The study also aims to examine the legislations in the light of Shariah provisions governing kafalah and propose amendments. This is a qualitative research where primary data sources mainly legislations and secondary sources comprising of articles and books on the subject of kafalah were examined. It is an exploratory legal research that primarily focuses on library studies and adopts doctrinal approach for content analysis of data from the identified sources. Kafala...