Browsing by Author Mobin, Mohammad Ashraful

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  • Master


  • Authors: Mobin, Mohammad Ashraful (2015)

  • The ability of banks in giving out loans and investments depends very much on their ability of attracting deposits. Unlike its conventional counterpart, Islamic principles forbid Islamic banks to take any interest-related income amid the fact that deposits are an important source of fund for its operational and financing. Consequently, the risk of deposit withdrawal by depositors is an important aspect that should be well managed in both conventional and Islamic banking system. Therefore, the objective of this study is to examine the effect of selected economic and bank specific variables on deposits placed at the Islamic and conventional banks ...

  • Phd_The_determinants_of_mission_drift_in_microfinance_and_threshold_of_outreach_financial_stability_Ashraful_Mobin.pdf.jpg
  • PhD


  • Authors: Mobin, Mohammad Ashraful (2017)

  • The microfinance industry can reach the poor in large scale and yet attain profitability. To maintain these two objectives which is known as double bottom line, microfinance institutions (MFIs) have to find the right balance between financial sustainability and social performance. However, there have been considerable debates on whether the goals of the double bottom line have been compromised. It is argued that to attain profitability, MFIs have allegedly shifted away from its mandate of serving the poorest borrowers in pursuit of financial sustainability. This phenomenon is described as "mission drift" ...

  • Religion_of_Islam_and_microfinance_ashraful_mansur_syed othman.pdf.jpg
  • Journal Article


  • Authors: Mobin, Mohammad Ashraful; Mohammed Masih, Abul Mansur; Alhabshi, Syed Othman (2017)

  • This study is the initial attempt to investigate first whether microfinance institutions (MFIs) perform differently in the OIC countries where Islam is the prevailing religion and second, how Islamic microfinance institutions are different (if any) from the conventional MFIs. To accomplish these objectives, we employ a dynamic difference and system-generalized method of moments estimators. Our findings tend to indicate that there are significant differences in the way Islamic MFIs performed and operated as compared to that of the conventional MFIs in certain regions. However, in other regions, there were no significant differences in operation and performance between the Islamic MFIs ...

  • Religiosity_and_threshold_effect_in_social_and_financial_performance_Ashraful_Syed_Othman_Abul_Mansur.pdf.jpg
  • Academic Proceeding


  • Authors: Mobin, Mohammad Ashraful; Alhabshi, Syed Othman; Mohammed Masih, Abul Mansur (2015)

  • The commercialization process and over-emphasis on sustainability apparently improve micro finance Institutions financial performance and the scale in terms of total number of borrowers and average loan size. Whether focusing on financial sustainability is necessarily at the sacrifice of serving less poor clients? Social and finance performance of MFIs depend on the belief and culture of the participant of the society? The inconsistent results of previous studies implicate that linear regressions may be insufficient to explain the sustainability-outreach linkage because of potential non-linear relationship between financial sustainability and average loan size. To solve this puzzle th...

Browsing by Author Mobin, Mohammad Ashraful

Jump to: 0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
or enter first few letters:  
Showing results 1 to 4 of 4
  • item.jpg
  • Master


  • Authors: Mobin, Mohammad Ashraful (2015)

  • The ability of banks in giving out loans and investments depends very much on their ability of attracting deposits. Unlike its conventional counterpart, Islamic principles forbid Islamic banks to take any interest-related income amid the fact that deposits are an important source of fund for its operational and financing. Consequently, the risk of deposit withdrawal by depositors is an important aspect that should be well managed in both conventional and Islamic banking system. Therefore, the objective of this study is to examine the effect of selected economic and bank specific variables on deposits placed at the Islamic and conventional banks ...

  • Phd_The_determinants_of_mission_drift_in_microfinance_and_threshold_of_outreach_financial_stability_Ashraful_Mobin.pdf.jpg
  • PhD


  • Authors: Mobin, Mohammad Ashraful (2017)

  • The microfinance industry can reach the poor in large scale and yet attain profitability. To maintain these two objectives which is known as double bottom line, microfinance institutions (MFIs) have to find the right balance between financial sustainability and social performance. However, there have been considerable debates on whether the goals of the double bottom line have been compromised. It is argued that to attain profitability, MFIs have allegedly shifted away from its mandate of serving the poorest borrowers in pursuit of financial sustainability. This phenomenon is described as "mission drift" ...

  • Religion_of_Islam_and_microfinance_ashraful_mansur_syed othman.pdf.jpg
  • Journal Article


  • Authors: Mobin, Mohammad Ashraful; Mohammed Masih, Abul Mansur; Alhabshi, Syed Othman (2017)

  • This study is the initial attempt to investigate first whether microfinance institutions (MFIs) perform differently in the OIC countries where Islam is the prevailing religion and second, how Islamic microfinance institutions are different (if any) from the conventional MFIs. To accomplish these objectives, we employ a dynamic difference and system-generalized method of moments estimators. Our findings tend to indicate that there are significant differences in the way Islamic MFIs performed and operated as compared to that of the conventional MFIs in certain regions. However, in other regions, there were no significant differences in operation and performance between the Islamic MFIs ...

  • Religiosity_and_threshold_effect_in_social_and_financial_performance_Ashraful_Syed_Othman_Abul_Mansur.pdf.jpg
  • Academic Proceeding


  • Authors: Mobin, Mohammad Ashraful; Alhabshi, Syed Othman; Mohammed Masih, Abul Mansur (2015)

  • The commercialization process and over-emphasis on sustainability apparently improve micro finance Institutions financial performance and the scale in terms of total number of borrowers and average loan size. Whether focusing on financial sustainability is necessarily at the sacrifice of serving less poor clients? Social and finance performance of MFIs depend on the belief and culture of the participant of the society? The inconsistent results of previous studies implicate that linear regressions may be insufficient to explain the sustainability-outreach linkage because of potential non-linear relationship between financial sustainability and average loan size. To solve this puzzle th...