Browsing by Author Alhabshi, Syed Othman

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Showing results 25 to 44 of 82
  • the_impact_of_Islamic_microfinance_in_enhancing_the_well_being_and_quality_of_life_shaikh.pdf.jpg
  • Journal Article


  • Authors: Quraisy, Muhammad; Alhabshi, Syed Othman; Shaikh Abdul Razak, Shaikh Hamzah (2017)

  • All human beings in this world deserve a better physical and social well-being particularly the quality of life. By having proper well-being and quality of life, the advancement of individual's physical and mental aspect can be assured. This balanced individual will form a stable family unit and later on contribute to a dynamic community in a bigger social entity. However, in order to enhance both physical well-being (PWB) and social well-being (SWB) as well as to attain a good quality of life (QoL), a social disease called poverty must be eliminated. In Indonesia, Islamic Financial Cooperative which is known as Baitul Maal wat Tamwil (BMT) has been influential in enhancing the partic...

  • inclusion of islamic social financial institutions_magda et al.pdf.jpg
  • Academic Proceeding


  • Authors: Ismail Abdel Mohsin, Magda; Shaikh Abdul Razak, Shaikh Hamzah; Alhabshi, Syed Othman; Seyed Sadr, Seyed Kazem (2017)

  • The hard core poor are neither bankable nor covered against risks. Whilst micro-finance seems to solve financial inclusion for this group to some extent, albeit at very high costs, very little have been done to provide sufficient cover against risks of all sorts for this group. Some attempts at developing micro-takaful are actually in the pipeline, however, very little concrete and practical solutions have emerged so far. It is of course well-known that Islamic Social Financial Institutions (ISFI), namely zakah, waqf, infaq and qard-hassan are meant to directly benefit the less fortunate in society, but little has been done to ensure that they directly benefit from these institutions....

  • 2013_jun_19_insights_into_malaysian_family_takaful_market_the_scope_for_growth_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2013-06-19)

  • 12 takaful operators providing family takaful products. Total contribution is around RM 4.2 billions. Average growth rate is around 22%. The market will double every five years. Only slightly more than half (54%) of the population have either life insurance or family takaful. Family takaful penetration is still low at 11%.

  • integration_of_Islamic_philanthropic_economic_services_for_alleviation_of_poverty_the_case_of_affordable_housing_magda_et_al.pdf.jpg
  • Academic Presentation


  • Authors: Ismail Abdel Mohsin, Magda; Alhabshi, Syed Othman; Shaikh Abdul Razak, Shaikh Hamzah; Sadr, Seyed Kazem (2016)

  • The main objective of this paper is to draw the attention to the four remarkable financial institutions which are meant to eradicate poverty, reduces inequalities and narrowing down the gap between the rich and the poor in ethical and just a way. These financial institutions are the zakah, waqf, qard-hassan and interest-free financial institutions.

  • 2011_ march_8_islamic_deposit_insurance_for_islamic_financial_institutions_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2011-03-08)

  • Banks keep only the required reserves and lend out or invest the rest of the deposits made by the depositors. In a fractional-reserve banking system, the loan of one bank becomes the deposit of another bank. This will allow the second bank to lend out all the deposits less the required reserves. In this way, the total money created is the reverse of the reserve ratio. If the reserve requirement is 10%, then the total money created will be 10 times the deposit.

  • 2008_nov_12_the_islamic_economic_challenge_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2008-11-12)

  • The slides "The Islamic economic challenge" presented by presented by Prof. Datuk Dr. Syed Othman Alhabshi at the International Seminar of Managing Global Economy.

  • 270317 - ISLAMIC FINANCE, DEVELOPMENT & GROWTH.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2017-03-27)

  • The slides "Islamic finance in Malaysia: development and growth" presented by Prof. Datuk Dr. Syed Othman Alhabshi to the Delegates from Ministry of Finance, Ghana, at INCEIF.

  • 2015_mar_27_islamic_ finance_evolution_and_development_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2015-03-27)

  • The slides "Islamic finance: evolution & development" presented by Prof. Datuk Dr. Syed Othman Alhabshi at a Special Talk on Islamic Finance to Staff of Wisma Putra, at Ministry of Foreign Affairs, Putrajaya, Malaysia.

  • 2008_oct_20_islamic_finance_future_trends_and_challenges_with_special_refence_to_the_role_of_regulators_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2008-10-20)

  • Evolution of Islamic finance in the last decade. This decade has seen the rapid evolution of Islamic Finance resulting in the dramatic transformation of the industry. From being focused on retail financing to providing an extensive spectrum of financial products and services. From being focused on Muslim community to having an extended reach that serves the non-Muslim community.

  • 2016_may_23_islamic_finance_the_legal_and_regulatory_infrastructure_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2016-05-22)

  • The slides "Islamic finance: the legal and regulatory infrastructure" presented by Prof. Datuk Dr. Syed Othman Alhabshi at the Executive Programme for Government of British Virgin Island, British Virgin Island.

  • 2010_july_27_islamic_finance_where_are_the_opportunities_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2010-07-27)

  • The Quran relates the story of Prophet Joseph who was a master in interpreting dreams. When the King of Egypt saw in his dream that there were seven lean cows eating seven fat cows and that there were seven green ears of corn and seven others that withered, Prophet Joseph said there will be seven years of prosperity to be followed by seven years of famine. What was mentioned in the Quran which happened thousands of years ago, is still being repeated until the present day. What is obvious is that each recession was more severe than the previous one.

  • 2009_jan_5_islamic_financial_instruments_and_their_implications_on_the_economic_sector_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2009-01-05)

  • Islamic finance today started with Islamic banking about 48 years ago. Twenty years later takaful became the second important Islamic finance institution. Asset management is another important area of progress which helped banks, takaful companies and non-bank financial institutions. Money and capital market is the most recent addition.

  • item.jpg
  • Academic Proceeding


  • Authors: Mat Sari, Norhanim; Othman, Azura; Alhabshi, Syed Othman; Mirakhor, Abbas (2015)

  • Malaysia's overarching economic objective is to achieve developed country status by the year 2020. On the back of sluggish global economic condition and tight fiscal space, the economy will need to grow by a stable and rapid rate over the next few years. Currently, macroeconomic policies in Malaysia follow the conventional model based on the risk-transfer paradigm. Over the next decade, the potential for risk sharing as an alternative to risk transfer is expected to grow rapidly. As pointed out by a number of scholars and researchers, economies can be made more resilient to shocks by adopting financing methods that limit risk transfer (interest rate based debt contracts) and allow gre...

  • islamic_microfinance_catalysing_change_inclusive_growth_syed_othman.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2015)

  • Poverty has plagued mankind of all ages. In most developing countries including those in Asia, Africa and Latin America, more than 40 percent of the population lack some basic need or other. In some countries, the poverty level is much higher than the 40% threshold. Poverty is as serious even in the rich Middle East countries. Poverty exists even in advanced economies such as USA, Europe

  • PhD_Islamic_monetary_policy_framework_in_Malaysia_Norhanim.pdf.jpg
  • PhD


  • Authors: Mat Sari, Norhanim (2017)

  • Since the 2007/2008 financial crisis, research has revealed that all financial crises, such as banking or exchange rate crisis, have been, in essence, debt crises (see for example Reinhart & Rogoff, 2009, 2011). Further, econometric investigations have demonstrated that the chain of causation starts from fractional reserve-based credit expansion to debt increase to leverage expansion leading to crisis (see for example Turner, Haldane, Woolley, & et al., 2010). Moreover, post-crisis diagnostics have led to conclusion that conventional monetary policy has been unable to induce growth resumption ...

  • 2016_aug_16_islamic_social_philanthropy_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2016-08-16)

  • When the Prophet (saw) first received the revelation, he was so scared and went back to his beloved wife Khadijah to cover him up. Khadijah comforted him by saying that Allah would not for sake you because you help the poor, you love orphans, you helped people, etc. Early converts were mostly the poor and slaves. Only a few were wealthy individuals such as Abu Bakr As-Siddiq and Uthman Ibn Affan (ra).

  • 2016_may_26_wealth_management_microfinance_infrastructure_financing_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2016-05-22)

  • The slides "Islamic wealth planning, Islamic microfinance, and the infrastructure of sukuk" presented by Prof. Datuk Dr. Syed Othman Alhabshi at the Executive Programme for Government of British Virgin Island, British Virgin Island.

  • syedothman_pic2.jpg.jpg
  • Interview


  • Authors: Alhabshi, Syed Othman (2015-09-09)

  • Interview session with Prof. Datuk Dr. Syed Othman Alhabshi, Chief Academic Officer of INCEIF on "Issues in Islamic finance: role of ethics for the public good in Islamic finance". “Islamic finance is not only producing products which are Shariah compliant. The aim should be to lift the spirit of Islam from the Shariah’s perspective & reflected upon human talent, technical, and also in terms of ethics to be in accordance to Shariah”

  • 2009_july_22_kewangan_islam_pembiyaan_dan_instrumen_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2009-07-22)

  • Masalah paling penting: sistem kewangan berdasarkan riba telah menguasai dunia selama lebih lima abad semenjak bermulanya ekonomi perdagangan dan perbankan pada abad ke-16. Hakikatnya ialah ribatelah menjadi tajuk perdebatan selama lebih 3,000 tahun Aristotle, ahli falsafah dan pemikir berbangsa Greek, dalam bukunya "Politics" telah membantah amalan riba sekeras-kerasnya. Aristotle menulis, "Of the two sorts of money-making; one is a part of household management, the other is retail trade: the former necessary and honourable, the latter a kind of exchange which is justly censured; for it is unnatural, and a mode by which men gain from one another."

Browsing by Author Alhabshi, Syed Othman

Jump to: 0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
or enter first few letters:  
Showing results 25 to 44 of 82
  • the_impact_of_Islamic_microfinance_in_enhancing_the_well_being_and_quality_of_life_shaikh.pdf.jpg
  • Journal Article


  • Authors: Quraisy, Muhammad; Alhabshi, Syed Othman; Shaikh Abdul Razak, Shaikh Hamzah (2017)

  • All human beings in this world deserve a better physical and social well-being particularly the quality of life. By having proper well-being and quality of life, the advancement of individual's physical and mental aspect can be assured. This balanced individual will form a stable family unit and later on contribute to a dynamic community in a bigger social entity. However, in order to enhance both physical well-being (PWB) and social well-being (SWB) as well as to attain a good quality of life (QoL), a social disease called poverty must be eliminated. In Indonesia, Islamic Financial Cooperative which is known as Baitul Maal wat Tamwil (BMT) has been influential in enhancing the partic...

  • inclusion of islamic social financial institutions_magda et al.pdf.jpg
  • Academic Proceeding


  • Authors: Ismail Abdel Mohsin, Magda; Shaikh Abdul Razak, Shaikh Hamzah; Alhabshi, Syed Othman; Seyed Sadr, Seyed Kazem (2017)

  • The hard core poor are neither bankable nor covered against risks. Whilst micro-finance seems to solve financial inclusion for this group to some extent, albeit at very high costs, very little have been done to provide sufficient cover against risks of all sorts for this group. Some attempts at developing micro-takaful are actually in the pipeline, however, very little concrete and practical solutions have emerged so far. It is of course well-known that Islamic Social Financial Institutions (ISFI), namely zakah, waqf, infaq and qard-hassan are meant to directly benefit the less fortunate in society, but little has been done to ensure that they directly benefit from these institutions....

  • 2013_jun_19_insights_into_malaysian_family_takaful_market_the_scope_for_growth_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2013-06-19)

  • 12 takaful operators providing family takaful products. Total contribution is around RM 4.2 billions. Average growth rate is around 22%. The market will double every five years. Only slightly more than half (54%) of the population have either life insurance or family takaful. Family takaful penetration is still low at 11%.

  • integration_of_Islamic_philanthropic_economic_services_for_alleviation_of_poverty_the_case_of_affordable_housing_magda_et_al.pdf.jpg
  • Academic Presentation


  • Authors: Ismail Abdel Mohsin, Magda; Alhabshi, Syed Othman; Shaikh Abdul Razak, Shaikh Hamzah; Sadr, Seyed Kazem (2016)

  • The main objective of this paper is to draw the attention to the four remarkable financial institutions which are meant to eradicate poverty, reduces inequalities and narrowing down the gap between the rich and the poor in ethical and just a way. These financial institutions are the zakah, waqf, qard-hassan and interest-free financial institutions.

  • 2011_ march_8_islamic_deposit_insurance_for_islamic_financial_institutions_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2011-03-08)

  • Banks keep only the required reserves and lend out or invest the rest of the deposits made by the depositors. In a fractional-reserve banking system, the loan of one bank becomes the deposit of another bank. This will allow the second bank to lend out all the deposits less the required reserves. In this way, the total money created is the reverse of the reserve ratio. If the reserve requirement is 10%, then the total money created will be 10 times the deposit.

  • 2008_nov_12_the_islamic_economic_challenge_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2008-11-12)

  • The slides "The Islamic economic challenge" presented by presented by Prof. Datuk Dr. Syed Othman Alhabshi at the International Seminar of Managing Global Economy.

  • 270317 - ISLAMIC FINANCE, DEVELOPMENT & GROWTH.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2017-03-27)

  • The slides "Islamic finance in Malaysia: development and growth" presented by Prof. Datuk Dr. Syed Othman Alhabshi to the Delegates from Ministry of Finance, Ghana, at INCEIF.

  • 2015_mar_27_islamic_ finance_evolution_and_development_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2015-03-27)

  • The slides "Islamic finance: evolution & development" presented by Prof. Datuk Dr. Syed Othman Alhabshi at a Special Talk on Islamic Finance to Staff of Wisma Putra, at Ministry of Foreign Affairs, Putrajaya, Malaysia.

  • 2008_oct_20_islamic_finance_future_trends_and_challenges_with_special_refence_to_the_role_of_regulators_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2008-10-20)

  • Evolution of Islamic finance in the last decade. This decade has seen the rapid evolution of Islamic Finance resulting in the dramatic transformation of the industry. From being focused on retail financing to providing an extensive spectrum of financial products and services. From being focused on Muslim community to having an extended reach that serves the non-Muslim community.

  • 2016_may_23_islamic_finance_the_legal_and_regulatory_infrastructure_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2016-05-22)

  • The slides "Islamic finance: the legal and regulatory infrastructure" presented by Prof. Datuk Dr. Syed Othman Alhabshi at the Executive Programme for Government of British Virgin Island, British Virgin Island.

  • 2010_july_27_islamic_finance_where_are_the_opportunities_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2010-07-27)

  • The Quran relates the story of Prophet Joseph who was a master in interpreting dreams. When the King of Egypt saw in his dream that there were seven lean cows eating seven fat cows and that there were seven green ears of corn and seven others that withered, Prophet Joseph said there will be seven years of prosperity to be followed by seven years of famine. What was mentioned in the Quran which happened thousands of years ago, is still being repeated until the present day. What is obvious is that each recession was more severe than the previous one.

  • 2009_jan_5_islamic_financial_instruments_and_their_implications_on_the_economic_sector_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2009-01-05)

  • Islamic finance today started with Islamic banking about 48 years ago. Twenty years later takaful became the second important Islamic finance institution. Asset management is another important area of progress which helped banks, takaful companies and non-bank financial institutions. Money and capital market is the most recent addition.

  • item.jpg
  • Academic Proceeding


  • Authors: Mat Sari, Norhanim; Othman, Azura; Alhabshi, Syed Othman; Mirakhor, Abbas (2015)

  • Malaysia's overarching economic objective is to achieve developed country status by the year 2020. On the back of sluggish global economic condition and tight fiscal space, the economy will need to grow by a stable and rapid rate over the next few years. Currently, macroeconomic policies in Malaysia follow the conventional model based on the risk-transfer paradigm. Over the next decade, the potential for risk sharing as an alternative to risk transfer is expected to grow rapidly. As pointed out by a number of scholars and researchers, economies can be made more resilient to shocks by adopting financing methods that limit risk transfer (interest rate based debt contracts) and allow gre...

  • islamic_microfinance_catalysing_change_inclusive_growth_syed_othman.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2015)

  • Poverty has plagued mankind of all ages. In most developing countries including those in Asia, Africa and Latin America, more than 40 percent of the population lack some basic need or other. In some countries, the poverty level is much higher than the 40% threshold. Poverty is as serious even in the rich Middle East countries. Poverty exists even in advanced economies such as USA, Europe

  • PhD_Islamic_monetary_policy_framework_in_Malaysia_Norhanim.pdf.jpg
  • PhD


  • Authors: Mat Sari, Norhanim (2017)

  • Since the 2007/2008 financial crisis, research has revealed that all financial crises, such as banking or exchange rate crisis, have been, in essence, debt crises (see for example Reinhart & Rogoff, 2009, 2011). Further, econometric investigations have demonstrated that the chain of causation starts from fractional reserve-based credit expansion to debt increase to leverage expansion leading to crisis (see for example Turner, Haldane, Woolley, & et al., 2010). Moreover, post-crisis diagnostics have led to conclusion that conventional monetary policy has been unable to induce growth resumption ...

  • 2016_aug_16_islamic_social_philanthropy_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2016-08-16)

  • When the Prophet (saw) first received the revelation, he was so scared and went back to his beloved wife Khadijah to cover him up. Khadijah comforted him by saying that Allah would not for sake you because you help the poor, you love orphans, you helped people, etc. Early converts were mostly the poor and slaves. Only a few were wealthy individuals such as Abu Bakr As-Siddiq and Uthman Ibn Affan (ra).

  • 2016_may_26_wealth_management_microfinance_infrastructure_financing_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2016-05-22)

  • The slides "Islamic wealth planning, Islamic microfinance, and the infrastructure of sukuk" presented by Prof. Datuk Dr. Syed Othman Alhabshi at the Executive Programme for Government of British Virgin Island, British Virgin Island.

  • syedothman_pic2.jpg.jpg
  • Interview


  • Authors: Alhabshi, Syed Othman (2015-09-09)

  • Interview session with Prof. Datuk Dr. Syed Othman Alhabshi, Chief Academic Officer of INCEIF on "Issues in Islamic finance: role of ethics for the public good in Islamic finance". “Islamic finance is not only producing products which are Shariah compliant. The aim should be to lift the spirit of Islam from the Shariah’s perspective & reflected upon human talent, technical, and also in terms of ethics to be in accordance to Shariah”

  • 2009_july_22_kewangan_islam_pembiyaan_dan_instrumen_alhabshi.pdf.jpg
  • Academic Presentation


  • Authors: Alhabshi, Syed Othman (2009-07-22)

  • Masalah paling penting: sistem kewangan berdasarkan riba telah menguasai dunia selama lebih lima abad semenjak bermulanya ekonomi perdagangan dan perbankan pada abad ke-16. Hakikatnya ialah ribatelah menjadi tajuk perdebatan selama lebih 3,000 tahun Aristotle, ahli falsafah dan pemikir berbangsa Greek, dalam bukunya "Politics" telah membantah amalan riba sekeras-kerasnya. Aristotle menulis, "Of the two sorts of money-making; one is a part of household management, the other is retail trade: the former necessary and honourable, the latter a kind of exchange which is justly censured; for it is unnatural, and a mode by which men gain from one another."