Assoc. Prof. Dr. Baharom Abdul Hamid
Qualification:Ph.D.in Economics, Universiti Putra Malaysia (UPM), Malaysia. (2012)
Fields/Area of Specialization:Applied Macroeconomics, with strong interest in Economics of Crime;Natural Disaster;Military Expenditure;
Prof. Baharom A. Hamid graduated with a PhD (Economics) from Universiti Putra Malaysia in 2012. He is an active researcher focusing on applied macro studies on non-niche economic areas and new horizons of research in applied economics, with strong interest in Economics of Crime, Natural Disaster and Military Expenditure. He is currently the Director for Research Management Centre (RMC).

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3304

VIEWS & DOWNLOAD

353

Top Country : Malaysia

Showing results 1 to 20 of 104
  • does_securitization_government_staff_personal_loan_perform_baharom.pdf.jpg
  • Journal Article


  • Authors: Bakri, Mohammed Hariri; Dabas, Nurayati; Shafinar Ismail, Shafinar; Abdul Hamid, Baharom (2018)

  • Malaysian firms have been reported to involve in Asset-Backed Securities since 1986s where Cagamas is a pioneer. The objective of this study to determine the primary market spread and analyze on firm financial performance. The methodology for this paper using regression analysis for the study period 2007-2012. They are three determinants that contribute and statistically significant for this research paper. The measurement of financial performance does not have any impact during subprime mortgage crisis. The firm results shows increasing profitability, reducing debt, stronger company value and shareholders earning better dividend.

  • The_impact_of_human_development_on_natural_disaster_fatalities_and_damage_panel_data_evidence_baharom.pdf.jpg
  • Journal Article


  • Authors: Padli, Jaharudin; Habibullah, Muzafar Shah; Abdul Hamid, Baharom (2018)

  • Countries with high levels of human development should be able to reduce the impact of natural disasters in terms of the total numbers of people killed and affected, and damage. In this study we investigate the impact of human development indicators such as income per capita and human capital (education level) on natural disaster fatalities (total deaths, total affected and total economic losses) in 79 selected countries. Using dynamic panel data analysis, we found that the level of economic development plays an important role in mitigating the impact of natural disasters such as droughts, earthquakes, extreme temperatures, floods, storms, volcanoes, landslides and wildfires. Other fa...

  • item.jpg
  • PhD


  • Authors: Vaqar, Momin Ebaad (2018)

  • Infrastructure is the backbone of modem economies; an adequate and efficient public infrastructure is essential for nations to achieve their economic growth objectives. Although the need and role of infrastructure are well recognized, little attention has been paid to the risks and pitfalls of the current infrastructure financing structures. The enormous infrastructure deficit and the increasing instances of debt restructurings, infrastructure project failures and expensive government bailouts, present enough reason for a deeper thought and action towards making infrastructure financing more robust. Through the thesis, the researcher sheds light on the problems related to such forms o...

  • the_less_developed_states_converging_richer_state_malaysia_baharom et al.pdf.jpg
  • Journal Article


  • Authors: Habibullah, Muzafar Shah; Din, Badariah H.; Sanusi, Nur Azura; Abdul Hamid, Baharom (2018)

  • The present paper addresses the question whether the less developed states, namely; Kedah, Kelantan, Pahang, Perlis, Sabah, Sarawak and Terengganu are converging with the richer state of Selangor, using unit root test and cointegration approach to test for income convergence for the period 1970-2013. We tested convergence on per capita real GDP for the states involved and the results suggest that the less developed states have been converging to the state of Selangor for the period under study. We also identify two convergence clubs among the states. In this respect, the state government has an important role to play in enhancing growth by continuously providing stable economic enviro...

  • determinant_securitization_spread_malaysia_baharom et al.pdf.jpg
  • Journal Article


  • Authors: Bakri, Mohammed Hariri; Sufian, Fadzlan; Abdul Hamid, Baharom; Ismail, Shafinar (2018)

  • Malaysian firms have been reported to be involved in Asset-Backed Securities since 1986 when Cagamas Bhd was the pioneer in the field. This research aims to examine the factors influencing spread in Malaysia's securitization market. In order to provide a test of stability and a choice of model, the multicollinearity test was conducted by providing information on the degree of correlation between the explanotary variables used in the multivariate regression analysis. Ordinary Least Square method was used for baseline, and panel data analysis was applied during the study period (2004-2012) for a more robust check of the analysis. The data were obtained from 90 non-financial firms or ins...

  • Tax_evasion_tax_burden_and_economic_development_in_Asean_5_baharom.pdf.jpg
  • Journal Article


  • Authors: Din, Badariah H.; Habibullah, Muzafar Shah; Abdul Hamid, Baharom (2018)

  • Tax evasion is a crime. Recent estimates registered the loss of tax revenue amounting to USD3.1 trillion or 5.1% of world's GDP. Tax revenue losses have negative consequences to the government ability to fuelled economic growth by providing enough public infrastructure and other services. In this study we have estimated the share of shadow economy to the official economy for five ASEAN economies, namely; Indonesia, Malaysia, the Philippines, Singapore and Thailand for the period 1980-2013 using the MIMIC model. The indexes of the shadow economy from the MIMIC model were then used to calculate the loss in tax revenue as a result of the presence of the shadow economy. We then test the h...

  • Islamic finance the new normal_book cover.jpg.jpg
  • Book


  • Authors: Abdul Hamid, Baharom; Ibrahim, Mansor H.; Kamarudin, Sazalina (2017)

  • This publication highlights the vast untapped potentials of Islamic finance if unleashed could help meet the massive demand for long-term financing for infrastructure development, promote financial inclusion and spur economic development. Most importantly, the publication underscores the challenges facing Islamic finance in the midst of the era of the new normal - the uncertainties in global economic outlook, accelerated technological changes stimulating expansion of new financial instruments and products, and rising regulatory demands.

  • is_the_regime_of_risk_transfer_sustainable_abbas_adam_ginanjar_baharom.pdf.jpg
  • Journal Article


  • Authors: Mirakhor, Abbas; Ng, Adam Boon Ka; Dewandaru, Ginanjar; Abdul Hamid, Baharom (2017)

  • In a risk transfer and shifting financial systems, an interest rate based debt contract is an "impossible contract," since, under the axioms of conventional economics, the borrower has an incentive not to repay the loan. Such impossible contract is made possible by creating a virtual world of certainty through mechanisms such as collateral requirements and an edifice of legal, administrative, policy incentive mechanisms that include positive and negative enforcements that protect the creditor. The society has to bear huge costs to make them possible. Risk sharing has the potential to enhance efficiency as each party to contracts has "skin-in-the-game", thus eliminating or minimizing t...

  • PhD_Financial_performance_profitability_and_wakalah_fees_of_general_takaful_companies_Mazhar_Hallak.pdf.jpg
  • PhD


  • Authors: Kantakji, Mazhar Hallak (2017)

  • This study identifies the internal and external factors affecting the investment performance, profitability and wakalah fees of general takaful companies operating in Saudi Arabia, Malaysia, UAE, Qatar and Pakistan using an unbalanced panel data set of consisting of 53 companies. Two investment performance measures, namely net investment income and investment yield, are utilized to capture different aspects of the takaful investment operations. Profitability is measured by the profit before tax of takaful companies ... Available in physical copy and downloadable format (Call Number: t HG 8051 K16)

  • item.jpg
  • Chapter in Book


  • Authors: Habibullah, Muzafar Shah; Abdul Hamid, Baharom; Din, Badariah H.; Furuoka, Fumitaka (2017)

  • Theory argues that as long as the shadow economy is of sufficient size, the leakage or loss of tax revenue through tax evasion will also be substantial. In this chapter, we provide new estimates of the size of the shadow economy in Malaysia for the period 1971-2013. Further, we relate the shadow economy to its determinants as measured by the misery index. This chapter reveals that the relationship between the shadow economy and financial development in Malaysia exhibits an inverted U-shaped curve. The chapter concludes that the Malaysian government should embark on programs that can reduce the size of the shadow economy, relying on its dual banking system of Islamic and conventional b...

  • marketing_effectiveness_Islamic_conventional_banks.pdf.jpg
  • Chapter in Book


  • Authors: Abdul Hamid, Baharom; Najibullah, Syed; Habibullah, Muzafar Shah (2017)

  • The study aims to address marketing effectiveness of both Islamic banks and conventional banks (CBs) by using a modified "chain-of-effect" framework. Against current literature, which is based on customer surveys, reports do not include marketing activities by the Islamic banks (IB); this study adopts a bank perspective to explore the IB's behavior in this regard. Applying fixed-effect panel regression on the quarterly data of five IBs and five CBs in Malaysia, the study aims to explore the influence of marketing efforts on performance... Available in physical copy only (Call Number: HG 3368 A6 I82Na)

  • PhD_Impact_of_competition_concentration_on_efficiency_kinan.pdf.jpg
  • PhD


  • Authors: Salim, Kinan (2017)

  • Islamic banks have proliferated and emerged as important players in the global banking industry especially in the Muslim-majority countries. The recent increase in the number and market share of Islamic banks has intensified the competition in this new industry. Despite its importance, the increasing competition in Islamic banking market not only from its own Islamic peers, but also from commercial banks has not been adequately addressed nor its consequences have been investigated. This thesis aims to shed the light on this important issue by investigating the effect of competition on the efficiency of both Islamic and conventional banks ... Available in physical copy and downloada...

  • financial_development_islamic_finance_shadow_economy.pdf.jpg
  • Academic Presentation


  • Authors: Abdul Hamid, Baharom; Naeem Azmi, Choudhari Wajahat; Habibullah, Muzafar Shah; Din, Badariah H. (2017)

  • The slides highlight the research questions on: 1) would the presence of Islamic finance be associated with lower shadow economy; 2) are Islamic finance and the financial development complementary in reducing the shadow economy sector?

  • ecosystem_halal_industry_role_islamic_finance.pdf.jpg
  • Academic Presentation


  • Authors: Abdul Hamid, Baharom (2017)

  • The slides highlight: 1) overview of Islamic world on Islamic economic; 2) Halal industry and ecosystem; 3) key issues and challenges; 4) opportunities of halal industry.

  • sacralising_finance_risk-sharing_Islamic_finance_Abbas_Adam_Ginanjar_Baharom.pdf.jpg
  • Keynote & Speech


  • Authors: Mirakhor, Abbas; Ng, Adam Boon Ka; Dewandaru, Ginanjar; Abdul Hamid, Baharom (2017)

  • Finance can be thought of as an engine of transformation and intermediation that bridges gaps between financial surplus and deficit units, between now and the future and between certainty of now and uncertainty of the future. It transforms value through maturity and risk transformation. This crucial function can be considered the reason for existence of finance. It creates incentives for surplus units to postpone the certainty of their financial resources now to the uncertainty of, presumably, higher amount of these resources in the future. It also encourages the deficit units to bring the future uncertain plans forward to the more certain present. Both units take risks. In other word...

  • IFHubEd5_the_impact_of_competition_on_banks_efficiency_Kinan_Mansor_Baharom.pdf.jpg
  • Newsletter & Bulletin


  • Authors: Salim, Kinan; Ibrahim, Mansor H.; Abdul Hamid, Baharom (2017)

  • Islamic banking industry has unprecedentedly witnessed a rapid growth since its inception four decades back in the late 1970s. However, the prospect of this flourishing industry is fast becoming gloomy in recent years. The growth of Islamic banking almost matches the conventional banking, and their products are hardly distinguishable. Although the market growth slows down in the aftermath of the global financial crises in 2008, the Islamic banking market has witnessed increasing competition. Islamic banks become more competitive and they managed to increase their market share meanwhile, conventional banks have successfully responded to the challenge by launching Islamic windows and su...

  • item.jpg
  • PhD


  • Authors: Rasul, Rosnani (2017)

  • Understanding the determinants of portfolio investment inflows is imperative in a region highly susceptible to large amount of capital inflows like ASEAN. And to formulate the right policy, intervention and upgrade, ASEAN needs to have a good grasp on these determinants before it can manage volatile capital flows and the accompanying disruptive potential. Although a number of studies focusing on the drivers of gross capital inflows into EMEs has been established, one on ASEAN's has been largerly left out. The need for studying gross inflows is simple, as its movement has direct implication on financial stability and the vulnerability of the overall financial system. Available in p...

  • IF_Hub_Issue_3_Mitigating_the_size_of_shadow_economy_Baharom.pdf.jpg
  • Newsletter & Bulletin


  • Authors: Abdul Hamid, Baharom (2017)

  • Shadow economy and tax evasion are two inseparable phenomena. The existence of the former suggests the present of the latter and vice versa. The presence of shadow economy reduces the tax base and thereby eventually reduces government tax revenue. Since the activity of the shadow economy is excluded from the official gross domestic product (GDP) statistics, thus, official GDP statistics will provide wrong indicators for macroeconomic policy decisions. On the other hand, tax evasion is a growing concern to the government as the tax revenue loss has serious economic consequences. By evading taxes the government is deprived from providing adequate financing for public services, infrastru...

  • chapter 1_islamic finance_new normal_baharom_mohsin.jpg.jpg
  • Chapter in Book


  • Authors: Abdul Hamid, Baharom; Ali, Mohsin (2017)

  • Islamic finance refers to a financial system that operates in accordance with Islamic laws (Shari'ah). It started off initially with a modest objective to meet the demands for Islamic financial services in Muslim majority countries. It has grown multifold, fostering trade and business activities as well as promoting development of credit. This introductory chapter serves as a preliminary backdrop on the general overview of Islamic finance and its progressive development; a lead up to the chapters that follow. The historical context of Islamic finance is first presented and followed by the principles of Islamic finance, a synopsis of issues and challenges faced by the industry... Av...

  • item.jpg
  • Chapter in Book


  • Authors: Abdul Hamid, Baharom; Ali, Mohsin; Naeem Azmi, Choudhari Wajahat; Anwer, Zaheer (2017)

  • The primary goal of this paper is to explore the viability of initiating Islamic finance (IF) in an unchartered economy. Canada is taken as a case study for this paper. To achieve our objective, we proceed in two stages. The first stage involves the analysis of market opportunities for IF. More precisely, the first stage involves the cost/benefit analysis which would enable the IF industry to see whether it is feasible for them to initiate. Second, the more challenging stage involves the analysis with regard to the barriers in offering IF products. Available in e-book only (Call Number: HG 3368 A6 D489 2017 ebk)

Assoc. Prof. Dr. Baharom Abdul Hamid
author picture
Qualification: Ph.D.in Economics, Universiti Putra Malaysia (UPM), Malaysia. (2012)
Fields/Area of Specialization: Applied Macroeconomics, with strong interest in Economics of Crime;Natural Disaster;Military Expenditure;
Prof. Baharom A. Hamid graduated with a PhD (Economics) from Universiti Putra Malaysia in 2012. He is an active researcher focusing on applied macro studies on non-niche economic areas and new horizons of research in applied economics, with strong interest in Economics of Crime, Natural Disaster and Military Expenditure. He is currently the Director for Research Management Centre (RMC).
Showing results 1 to 20 of 104
  • does_securitization_government_staff_personal_loan_perform_baharom.pdf.jpg
  • Journal Article


  • Authors: Bakri, Mohammed Hariri; Dabas, Nurayati; Shafinar Ismail, Shafinar; Abdul Hamid, Baharom (2018)

  • Malaysian firms have been reported to involve in Asset-Backed Securities since 1986s where Cagamas is a pioneer. The objective of this study to determine the primary market spread and analyze on firm financial performance. The methodology for this paper using regression analysis for the study period 2007-2012. They are three determinants that contribute and statistically significant for this research paper. The measurement of financial performance does not have any impact during subprime mortgage crisis. The firm results shows increasing profitability, reducing debt, stronger company value and shareholders earning better dividend.

  • The_impact_of_human_development_on_natural_disaster_fatalities_and_damage_panel_data_evidence_baharom.pdf.jpg
  • Journal Article


  • Authors: Padli, Jaharudin; Habibullah, Muzafar Shah; Abdul Hamid, Baharom (2018)

  • Countries with high levels of human development should be able to reduce the impact of natural disasters in terms of the total numbers of people killed and affected, and damage. In this study we investigate the impact of human development indicators such as income per capita and human capital (education level) on natural disaster fatalities (total deaths, total affected and total economic losses) in 79 selected countries. Using dynamic panel data analysis, we found that the level of economic development plays an important role in mitigating the impact of natural disasters such as droughts, earthquakes, extreme temperatures, floods, storms, volcanoes, landslides and wildfires. Other fa...

  • item.jpg
  • PhD


  • Authors: Vaqar, Momin Ebaad (2018)

  • Infrastructure is the backbone of modem economies; an adequate and efficient public infrastructure is essential for nations to achieve their economic growth objectives. Although the need and role of infrastructure are well recognized, little attention has been paid to the risks and pitfalls of the current infrastructure financing structures. The enormous infrastructure deficit and the increasing instances of debt restructurings, infrastructure project failures and expensive government bailouts, present enough reason for a deeper thought and action towards making infrastructure financing more robust. Through the thesis, the researcher sheds light on the problems related to such forms o...

  • the_less_developed_states_converging_richer_state_malaysia_baharom et al.pdf.jpg
  • Journal Article


  • Authors: Habibullah, Muzafar Shah; Din, Badariah H.; Sanusi, Nur Azura; Abdul Hamid, Baharom (2018)

  • The present paper addresses the question whether the less developed states, namely; Kedah, Kelantan, Pahang, Perlis, Sabah, Sarawak and Terengganu are converging with the richer state of Selangor, using unit root test and cointegration approach to test for income convergence for the period 1970-2013. We tested convergence on per capita real GDP for the states involved and the results suggest that the less developed states have been converging to the state of Selangor for the period under study. We also identify two convergence clubs among the states. In this respect, the state government has an important role to play in enhancing growth by continuously providing stable economic enviro...

  • determinant_securitization_spread_malaysia_baharom et al.pdf.jpg
  • Journal Article


  • Authors: Bakri, Mohammed Hariri; Sufian, Fadzlan; Abdul Hamid, Baharom; Ismail, Shafinar (2018)

  • Malaysian firms have been reported to be involved in Asset-Backed Securities since 1986 when Cagamas Bhd was the pioneer in the field. This research aims to examine the factors influencing spread in Malaysia's securitization market. In order to provide a test of stability and a choice of model, the multicollinearity test was conducted by providing information on the degree of correlation between the explanotary variables used in the multivariate regression analysis. Ordinary Least Square method was used for baseline, and panel data analysis was applied during the study period (2004-2012) for a more robust check of the analysis. The data were obtained from 90 non-financial firms or ins...

  • Tax_evasion_tax_burden_and_economic_development_in_Asean_5_baharom.pdf.jpg
  • Journal Article


  • Authors: Din, Badariah H.; Habibullah, Muzafar Shah; Abdul Hamid, Baharom (2018)

  • Tax evasion is a crime. Recent estimates registered the loss of tax revenue amounting to USD3.1 trillion or 5.1% of world's GDP. Tax revenue losses have negative consequences to the government ability to fuelled economic growth by providing enough public infrastructure and other services. In this study we have estimated the share of shadow economy to the official economy for five ASEAN economies, namely; Indonesia, Malaysia, the Philippines, Singapore and Thailand for the period 1980-2013 using the MIMIC model. The indexes of the shadow economy from the MIMIC model were then used to calculate the loss in tax revenue as a result of the presence of the shadow economy. We then test the h...

  • Islamic finance the new normal_book cover.jpg.jpg
  • Book


  • Authors: Abdul Hamid, Baharom; Ibrahim, Mansor H.; Kamarudin, Sazalina (2017)

  • This publication highlights the vast untapped potentials of Islamic finance if unleashed could help meet the massive demand for long-term financing for infrastructure development, promote financial inclusion and spur economic development. Most importantly, the publication underscores the challenges facing Islamic finance in the midst of the era of the new normal - the uncertainties in global economic outlook, accelerated technological changes stimulating expansion of new financial instruments and products, and rising regulatory demands.

  • is_the_regime_of_risk_transfer_sustainable_abbas_adam_ginanjar_baharom.pdf.jpg
  • Journal Article


  • Authors: Mirakhor, Abbas; Ng, Adam Boon Ka; Dewandaru, Ginanjar; Abdul Hamid, Baharom (2017)

  • In a risk transfer and shifting financial systems, an interest rate based debt contract is an "impossible contract," since, under the axioms of conventional economics, the borrower has an incentive not to repay the loan. Such impossible contract is made possible by creating a virtual world of certainty through mechanisms such as collateral requirements and an edifice of legal, administrative, policy incentive mechanisms that include positive and negative enforcements that protect the creditor. The society has to bear huge costs to make them possible. Risk sharing has the potential to enhance efficiency as each party to contracts has "skin-in-the-game", thus eliminating or minimizing t...

  • PhD_Financial_performance_profitability_and_wakalah_fees_of_general_takaful_companies_Mazhar_Hallak.pdf.jpg
  • PhD


  • Authors: Kantakji, Mazhar Hallak (2017)

  • This study identifies the internal and external factors affecting the investment performance, profitability and wakalah fees of general takaful companies operating in Saudi Arabia, Malaysia, UAE, Qatar and Pakistan using an unbalanced panel data set of consisting of 53 companies. Two investment performance measures, namely net investment income and investment yield, are utilized to capture different aspects of the takaful investment operations. Profitability is measured by the profit before tax of takaful companies ... Available in physical copy and downloadable format (Call Number: t HG 8051 K16)

  • item.jpg
  • Chapter in Book


  • Authors: Habibullah, Muzafar Shah; Abdul Hamid, Baharom; Din, Badariah H.; Furuoka, Fumitaka (2017)

  • Theory argues that as long as the shadow economy is of sufficient size, the leakage or loss of tax revenue through tax evasion will also be substantial. In this chapter, we provide new estimates of the size of the shadow economy in Malaysia for the period 1971-2013. Further, we relate the shadow economy to its determinants as measured by the misery index. This chapter reveals that the relationship between the shadow economy and financial development in Malaysia exhibits an inverted U-shaped curve. The chapter concludes that the Malaysian government should embark on programs that can reduce the size of the shadow economy, relying on its dual banking system of Islamic and conventional b...

  • marketing_effectiveness_Islamic_conventional_banks.pdf.jpg
  • Chapter in Book


  • Authors: Abdul Hamid, Baharom; Najibullah, Syed; Habibullah, Muzafar Shah (2017)

  • The study aims to address marketing effectiveness of both Islamic banks and conventional banks (CBs) by using a modified "chain-of-effect" framework. Against current literature, which is based on customer surveys, reports do not include marketing activities by the Islamic banks (IB); this study adopts a bank perspective to explore the IB's behavior in this regard. Applying fixed-effect panel regression on the quarterly data of five IBs and five CBs in Malaysia, the study aims to explore the influence of marketing efforts on performance... Available in physical copy only (Call Number: HG 3368 A6 I82Na)

  • PhD_Impact_of_competition_concentration_on_efficiency_kinan.pdf.jpg
  • PhD


  • Authors: Salim, Kinan (2017)

  • Islamic banks have proliferated and emerged as important players in the global banking industry especially in the Muslim-majority countries. The recent increase in the number and market share of Islamic banks has intensified the competition in this new industry. Despite its importance, the increasing competition in Islamic banking market not only from its own Islamic peers, but also from commercial banks has not been adequately addressed nor its consequences have been investigated. This thesis aims to shed the light on this important issue by investigating the effect of competition on the efficiency of both Islamic and conventional banks ... Available in physical copy and downloada...

  • financial_development_islamic_finance_shadow_economy.pdf.jpg
  • Academic Presentation


  • Authors: Abdul Hamid, Baharom; Naeem Azmi, Choudhari Wajahat; Habibullah, Muzafar Shah; Din, Badariah H. (2017)

  • The slides highlight the research questions on: 1) would the presence of Islamic finance be associated with lower shadow economy; 2) are Islamic finance and the financial development complementary in reducing the shadow economy sector?

  • ecosystem_halal_industry_role_islamic_finance.pdf.jpg
  • Academic Presentation


  • Authors: Abdul Hamid, Baharom (2017)

  • The slides highlight: 1) overview of Islamic world on Islamic economic; 2) Halal industry and ecosystem; 3) key issues and challenges; 4) opportunities of halal industry.

  • sacralising_finance_risk-sharing_Islamic_finance_Abbas_Adam_Ginanjar_Baharom.pdf.jpg
  • Keynote & Speech


  • Authors: Mirakhor, Abbas; Ng, Adam Boon Ka; Dewandaru, Ginanjar; Abdul Hamid, Baharom (2017)

  • Finance can be thought of as an engine of transformation and intermediation that bridges gaps between financial surplus and deficit units, between now and the future and between certainty of now and uncertainty of the future. It transforms value through maturity and risk transformation. This crucial function can be considered the reason for existence of finance. It creates incentives for surplus units to postpone the certainty of their financial resources now to the uncertainty of, presumably, higher amount of these resources in the future. It also encourages the deficit units to bring the future uncertain plans forward to the more certain present. Both units take risks. In other word...

  • IFHubEd5_the_impact_of_competition_on_banks_efficiency_Kinan_Mansor_Baharom.pdf.jpg
  • Newsletter & Bulletin


  • Authors: Salim, Kinan; Ibrahim, Mansor H.; Abdul Hamid, Baharom (2017)

  • Islamic banking industry has unprecedentedly witnessed a rapid growth since its inception four decades back in the late 1970s. However, the prospect of this flourishing industry is fast becoming gloomy in recent years. The growth of Islamic banking almost matches the conventional banking, and their products are hardly distinguishable. Although the market growth slows down in the aftermath of the global financial crises in 2008, the Islamic banking market has witnessed increasing competition. Islamic banks become more competitive and they managed to increase their market share meanwhile, conventional banks have successfully responded to the challenge by launching Islamic windows and su...

  • item.jpg
  • PhD


  • Authors: Rasul, Rosnani (2017)

  • Understanding the determinants of portfolio investment inflows is imperative in a region highly susceptible to large amount of capital inflows like ASEAN. And to formulate the right policy, intervention and upgrade, ASEAN needs to have a good grasp on these determinants before it can manage volatile capital flows and the accompanying disruptive potential. Although a number of studies focusing on the drivers of gross capital inflows into EMEs has been established, one on ASEAN's has been largerly left out. The need for studying gross inflows is simple, as its movement has direct implication on financial stability and the vulnerability of the overall financial system. Available in p...

  • IF_Hub_Issue_3_Mitigating_the_size_of_shadow_economy_Baharom.pdf.jpg
  • Newsletter & Bulletin


  • Authors: Abdul Hamid, Baharom (2017)

  • Shadow economy and tax evasion are two inseparable phenomena. The existence of the former suggests the present of the latter and vice versa. The presence of shadow economy reduces the tax base and thereby eventually reduces government tax revenue. Since the activity of the shadow economy is excluded from the official gross domestic product (GDP) statistics, thus, official GDP statistics will provide wrong indicators for macroeconomic policy decisions. On the other hand, tax evasion is a growing concern to the government as the tax revenue loss has serious economic consequences. By evading taxes the government is deprived from providing adequate financing for public services, infrastru...

  • chapter 1_islamic finance_new normal_baharom_mohsin.jpg.jpg
  • Chapter in Book


  • Authors: Abdul Hamid, Baharom; Ali, Mohsin (2017)

  • Islamic finance refers to a financial system that operates in accordance with Islamic laws (Shari'ah). It started off initially with a modest objective to meet the demands for Islamic financial services in Muslim majority countries. It has grown multifold, fostering trade and business activities as well as promoting development of credit. This introductory chapter serves as a preliminary backdrop on the general overview of Islamic finance and its progressive development; a lead up to the chapters that follow. The historical context of Islamic finance is first presented and followed by the principles of Islamic finance, a synopsis of issues and challenges faced by the industry... Av...

  • item.jpg
  • Chapter in Book


  • Authors: Abdul Hamid, Baharom; Ali, Mohsin; Naeem Azmi, Choudhari Wajahat; Anwer, Zaheer (2017)

  • The primary goal of this paper is to explore the viability of initiating Islamic finance (IF) in an unchartered economy. Canada is taken as a case study for this paper. To achieve our objective, we proceed in two stages. The first stage involves the analysis of market opportunities for IF. More precisely, the first stage involves the cost/benefit analysis which would enable the IF industry to see whether it is feasible for them to initiate. Second, the more challenging stage involves the analysis with regard to the barriers in offering IF products. Available in e-book only (Call Number: HG 3368 A6 D489 2017 ebk)